Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 43,441 reviews, last reviewed 9th Mar 2026
153450% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy application good app there when I needed them Easy application good app there when I needed them Reviewed on: 9th March 2026
Mark henderson's avatar
Mark henderson

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (43441)

Smashing credit card provider

5
On top of a easy to use credit car service, they also facilitate loans quite easy Reviewed on: 14th January 2023

Great All Round Experience

5
Been a while since i have had a c card. Easy application and smooth process. Got quick support when i had query. Reviewed on: 14th January 2023

Helpful

5
Really excellent company,helpful and always there when needed,really good at keeping you up to date about your spending. Reviewed on: 14th January 2023

Highly recommended

5
Highly recommended, easy to apply Reviewed on: 14th January 2023

Best !

5
Thank you Zopa!Best Credit card! Reviewed on: 14th January 2023

Quality Card

5
Easy to use app.Brings all the information you require to your finger tips Reviewed on: 14th January 2023

Great card

5
Good customer service and great app that helps you with all problems and payment Reviewed on: 14th January 2023

Easy to manage well informed

5
They let you know when you make transactions and easy to log on the app Reviewed on: 14th January 2023

Easy process

5
Quick and easy application response was very rapid. App is simple to navigate even for the least tech savvy Reviewed on: 14th January 2023

Great and easy credit card to use

5
Zopa are very easy to apply for and very easy to use. Made my life alot easier with their credit card. Reviewed on: 14th January 2023

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review