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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Excellent

5
This is the best card I have. I would highly recommend this card to my friends and family. Reviewed on: 14th January 2023
John's avatar
John

Very good

4
My experience with Zopa has been good so far. Reviewed on: 14th January 2023
Rebecca Cole 's avatar
Rebecca Cole

Great credit card

5
Great credit card app is amazing puts you in control of your spending Reviewed on: 14th January 2023
phillip iles's avatar
phillip iles

EXCELLENT SERVICE.

5
Well done Zopa. Always there for advice and always helpful. They keep you up to date with your account and finances. Great service and Company. Reviewed on: 14th January 2023
David Shannon's avatar
David Shannon

Great credit card

5
Great credit card for someone with low credit score. Great app and easy to pay feature direct from your current account. Good credit amount not too high and easy to manage good all around credit card. Reviewed on: 14th January 2023
raittjacqui@yahoo.co.uk's avatar
[email protected]

The best provider for a credit card

4
Zopa is amazing I would recommend it to anyone Reviewed on: 14th January 2023
ChealyBFD92 -'s avatar
ChealyBFD92 -

Reliable and friendly

5
Any problems solved straight away Reviewed on: 14th January 2023
Mark young's avatar
Mark young

Best credit card in the world

5
fantastic service has never been once a let down Reviewed on: 14th January 2023
Imran K's avatar
Imran K

Brilliant Company

5
The app is amazing so simple and straight forward, quick decisions and great rates, I have a few products with them and they’re always great to deal with. Reviewed on: 14th January 2023
Julie Lang's avatar
Julie Lang

Positive

5
Very good , Very correct Thank you Reviewed on: 14th January 2023
L Galik's avatar
L Galik

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