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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,443 reviews, last reviewed 10th Mar 2026
153550% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use for everyday life. This credit card is great for everyday spending. The app is well designed, easy to use, and clearly displays all transactions. Reviewed on: 10th March 2026
MUHAMMAD K's avatar
MUHAMMAD K

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43443)

Amazing

5
Would highly recommend this company Reviewed on: 14th January 2023
Stephen Paul Gibbons 's avatar
Stephen Paul Gibbons

A Zopa Card

5
Out of all rhe credit companies I have used Zopa is great easy to use easy to use app. I like payments are added to account immediately. Reviewed on: 14th January 2023
Paul's avatar
Paul

The Best Card for UK..Nr .1 ..100%

5
⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️..The Best nr ..1.. Reviewed on: 14th January 2023
Viorel Baicoianu's avatar
Viorel Baicoianu

Credit card simplicity

5
So easy to apply, always kept up to date including gentle payment reminders Reviewed on: 14th January 2023
Terry brown's avatar
Terry brown

Excellent company

5
Great customer service, excellent card and app Reviewed on: 14th January 2023
lee forrest's avatar
lee forrest

Great credit provide for those with previous credit issues

5
Zopa has been easy to use easy to get credit from and overall a great credit provider .. my credit rating has gone up 125 points since I started using zopa to help raise my credit rating .. thank you zopa! Reviewed on: 14th January 2023
Richard L's avatar
Richard L

Amazing

5
Easy to access, ive had no reason to contact with any issues ,easy transactions, easy repayment methods ,constantly reviewed highly recommended them Reviewed on: 14th January 2023
Deb Louise Cox's avatar
Deb Louise Cox

Best credit card as it so easy to use

5
The friendly customer service and they give you a easy answer Reviewed on: 14th January 2023
chris7287.harris@aol.co.uk's avatar
[email protected]

Me

5
It's the best for everyone They have to look at it Reviewed on: 14th January 2023
Balal Tahir 's avatar
Balal Tahir

Simple

5
So easy to use from the app or card Reviewed on: 14th January 2023
Barry graves's avatar
Barry graves

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