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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Very easy to use and manage

Great Credit card widely accepted easy to use and very easy to manage via the Zopa App Reviewed on: 14th January 2023

Credit card

I am really very happy with Zopa Reviewed on: 14th January 2023

I recommend zopa card

they are the best, I recommend them Reviewed on: 14th January 2023

Fantastic company

Great product with no fuss easy to apply application Reviewed on: 14th January 2023

Excellent hassle free service.

Easy to any and setup with balance transfer option. Excellent app easy to make payments and keep an eye on your credit line. Reviewed on: 14th January 2023

All very good thank u

It's all good very happy an been kind through it all Reviewed on: 14th January 2023

I was looking for a credit card and Zopa just make that dream come true. I got a credit card with £500 limits and thats add an amazing value in my living hood.

I used the apps that easy to use as a new credit card user. Easily can check my billing date, statement and transaction details. I would be happy if Zopa can increased my credit limit to £1000 then I will use my card more frequently considering my limits. Reviewed on: 14th January 2023

Great Card

Applying online was simple. The interest rate was great compared to others, and it's easy to manage thanks to their App. Reviewed on: 14th January 2023

Zopa is very reliable.

My experience with Zopa is very good. I'm still learning about them but I'm looking forward to having a very long agreement with them. Reviewed on: 14th January 2023

Review

I am very pleased with the card and the company Reviewed on: 14th January 2023

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