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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Banking

5
Very good quick friendly organisation excellent Reviewed on: 14th January 2023
Mark Ward's avatar
Mark Ward

Friendly

4
Zoopa have been very good to me the app is easy to use and they keep me updated Reviewed on: 14th January 2023
Susan Egan's avatar
Susan Egan

Friendly app

5
Superb service and easy to understand the app Reviewed on: 14th January 2023
hardingbubay@icloud.com's avatar
[email protected]

Easy to use app

5
Had my card for nearly 2 years and never had a problem with zopa. Lost my card last week, easy to cancel on app and new card turned up 3 days later. Reviewed on: 14th January 2023
Mark Brooksbank's avatar
Mark Brooksbank

Best card for me

5
Best easy useful credit card you need Reviewed on: 14th January 2023
yslfilm@yahoo.com's avatar
[email protected]

Uncomplicated credit

5
Unlike other “bad credit” companies I have found Zopa to be refreshingly easy to use. Responsive customer service, transparent information about potential charges and due dates. Most importantly an app that actually works and allows you to pay off your debt. I particularly like the savings pots which I use to manage my account. I’m a very satisfied customer. Thank you Zopa! Reviewed on: 14th January 2023
andrew@frothycoffeedude.co.uk's avatar
[email protected]

Fantastic company

5
Fantastic company card is amazing the app is the best and when u make payments take seconds to go on absolutely amazing company 10 out of 10 from me guys Reviewed on: 14th January 2023
Robert's avatar
Robert

Simple - Straightforward and Honest

5
I reluctantly took up an offer to try for a card from Zopa, couldn't believe the simplicity in comparison with some other credit companies, now I fully realise that may not always be a good sign, but I can assure you in this case, it defineately is. Zopa are class, end of. Reviewed on: 14th January 2023
Robert W's avatar
Robert W

Good

4
Rely good experience no hassle on line banking so easy Reviewed on: 14th January 2023
Graham Birch's avatar
Graham Birch

Good

4
All Good. Can recommend friends. Reviewed on: 14th January 2023
Simplice 's avatar
Simplice

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