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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Best card

5
Great communication, best credit card Reviewed on: 14th January 2023
Rob Beadle's avatar
Rob Beadle

Amazing

5
First, to start with when I took the card I was a Lil sad because it has of me low credit but after a few months it changed it increased, I love that the best part are you can pay your credit in a few minutes. Reviewed on: 14th January 2023
velron afonso's avatar
velron afonso

Great credit provider.

5
Great credit provider always there to help when needed. Excellent customer service. Reviewed on: 14th January 2023
Wayne Cochran's avatar
Wayne Cochran

Fab service

5
Easy to use and keep track of my finances Reviewed on: 14th January 2023
Hayley 's avatar
Hayley

Poor

1
Tried to cancel my card on many occasions and still not been arranged Reviewed on: 14th January 2023
Martin Perry's avatar
Martin Perry

professional

5
Been with Zopa for quite some time now. And my experiences with the company has been a good one. Reviewed on: 14th January 2023
sherwinfc@hotmail.com's avatar
[email protected]

Amazing

5
Great provider & not as judgemental as other providers. These guys will give you a chance to show you can be smart with money, instead of saying no at the first hurdle Reviewed on: 14th January 2023
AmieLou's avatar
AmieLou

Great company

5
Always had no issues always been great Reviewed on: 14th January 2023
goldwizard@hotmail.co.uk's avatar
[email protected]

Excellent product

5
Excellent service, can see why it’s the best out there Reviewed on: 14th January 2023
David Williams's avatar
David Williams

Best credit card and staff so helpful

5
Got my card within three day after applying for it off to a good start Reviewed on: 14th January 2023
Mark Fleming's avatar
Mark Fleming

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