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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa is the best

Zopa is the most reliable credit card that is available today. It saves from the bureaucracy Customer’s faces with others. I therefore vote them as the best Reviewed on: 14th January 2023

Good

Good company and easy to understand account, plenty oppions. Reviewed on: 14th January 2023

Awesome

Great card great help when needed excellent customer support Reviewed on: 14th January 2023

Card

Good card provider for all levels of credit score Reviewed on: 14th January 2023

Brilliant credit builder card

Very easy to use card, with a great banking app which is self explanatory, with good customer service, would recommend. Reviewed on: 14th January 2023

Zopa is amazing

1)Very helpful 2)Gives you good advice on how to improve your credit score. 3) haven’t experienced any issues with them Reviewed on: 14th January 2023

Brilliant throughout

Very easy to apply for and very quick answers. Very informative and will always keep you updated with offers. Reviewed on: 14th January 2023

Helped my credit score

I’ve had the card a month and already my score has gone up by 129! Reviewed on: 14th January 2023

Very good

Nice and easy good for bild up scores Reviewed on: 14th January 2023

Easy and hassle free

Zopa credit card has been nothing but plain sailing, they keep you up to date with what’s happening and what’s changing via email and have updates about your borrowing on the Zopa app. Reviewed on: 14th January 2023

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