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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43444 reviews)

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4.94

Based on 43,444 reviews, last reviewed 10th Mar 2026

153600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use and easy to understand everything Easy to use and easy to understand everything Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43444)

Excellent service

The card is excellent, and backed up comprehensively by the app, you're easily able to monitor transactions, make payments and deal quickly and efficiently with any issues with online chat facility. Reviewed on: 14th January 2023

Easy friendly no pressure

Easy to use they don't pressure you, it feels a friendly and part of the family card, not scarey at all to use Reviewed on: 14th January 2023

Very good

This helped when I am in need of money Reviewed on: 14th January 2023

Great choice company

I have experienced financial difficulty they have helped my credit rating so much to be where I am today in a much better situation for future Reviewed on: 14th January 2023

easy to use

very easy to apply for easy to use app is very good Reviewed on: 14th January 2023

An Amazing credit card

This credit card has helped me get my finances back in a good shape with my credit score and limit increases and I’m thankful of that Robin Bell Reviewed on: 14th January 2023

Great credit card

It was easy to apply and they give you an affordable amount of credit . You can access everything on the app which is brilliant . Reviewed on: 14th January 2023

Zopa credit card

Had a zopa card for a few years now and have used it for all sorts of things. I've saved the card on my phone and watch. it's so convenient it being contactless. Used it abroad many times and don't get charged a fee. The app is so easy to use as well to view your balance and make payments. Can easily view your pin through the app also if you ever forget it. Reviewed on: 14th January 2023

Good credit card

Recommended credit card worth applying for Reviewed on: 14th January 2023

Perfect and efficient.

Perfect, easy to use, the app is efficient and it's a good way to improve credit as well. No complaints. Reviewed on: 14th January 2023

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