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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,444 reviews, last reviewed 10th Mar 2026
153600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Easy to use and easy to understand everything Easy to use and easy to understand everything Reviewed on: 10th March 2026
Andy B's avatar
Andy B

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43444)

Fantastic credit card

5
So simple to use, great app for easy use. Handy credit reservation function for those emergency expenses Reviewed on: 14th January 2023
Kevin Wood's avatar
Kevin Wood

A credible, no nonsense product

5
Straight forward, no nonsense and very user friendly Reviewed on: 14th January 2023
Amanda Challis's avatar
Amanda Challis

Easy and flexible

5
Easy to apply and flexible on credit offers. Great 0% even with poor credit. Quick to arrive and manage in the app Reviewed on: 14th January 2023
Verity Affleck's avatar
Verity Affleck

Great

5
Took a small loan out with them a year ago never had no problems so decided to take a credit card account with them. Not bad APR great experience on website Overall, highly recommended Reviewed on: 14th January 2023
Andy's avatar
Andy

Brilliant service

5
Zopa has had no flaws in their service.anf would recommend to all. Reviewed on: 14th January 2023
Robert Lark's avatar
Robert Lark

Easy to use, nice looking card, no hidden fees

5
Really easy and reassuring. Really simple application. Reviewed on: 14th January 2023
Liz J's avatar
Liz J

Brilliant simple easy

5
Everything you need from a credit card and the app is super easy to use Reviewed on: 14th January 2023
nburns2011@hotmail.co.uk's avatar
[email protected]

Super Zopa

5
They have been excellent from the word go! No issues at all & their app works just as it should and is clear and concise. Reviewed on: 14th January 2023
Luke Dowrick's avatar
Luke Dowrick

Excellent company

5
Zopa have been an amazing finance company to deal with. I have a credit card to help build my score. The app is simple easy to use and allows me to take full control. I also have a car on finance with Zopa. The process was so simple too. The staff helped me through everything, was a call away and treaded me as if they know me. I would highly recommend Zopa to anyone and I hope to continue to use Zopa in the future. Thank you. Reviewed on: 14th January 2023
kyle.2710@yahoo.com's avatar
[email protected]

Great

5
Easy app and great service Thank you Reviewed on: 14th January 2023
Nicoletta Pascolini's avatar
Nicoletta Pascolini

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