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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Brilliant credit builder card

Very easy to use card, with a great banking app which is self explanatory, with good customer service, would recommend. Reviewed on: 14th January 2023

Zopa is amazing

1)Very helpful 2)Gives you good advice on how to improve your credit score. 3) haven’t experienced any issues with them Reviewed on: 14th January 2023

Brilliant throughout

Very easy to apply for and very quick answers. Very informative and will always keep you updated with offers. Reviewed on: 14th January 2023

Helped my credit score

I’ve had the card a month and already my score has gone up by 129! Reviewed on: 14th January 2023

Very good

Nice and easy good for bild up scores Reviewed on: 14th January 2023

Easy and hassle free

Zopa credit card has been nothing but plain sailing, they keep you up to date with what’s happening and what’s changing via email and have updates about your borrowing on the Zopa app. Reviewed on: 14th January 2023

Banking

Very good quick friendly organisation excellent Reviewed on: 14th January 2023

Friendly

Zoopa have been very good to me the app is easy to use and they keep me updated Reviewed on: 14th January 2023

Friendly app

Superb service and easy to understand the app Reviewed on: 14th January 2023

Easy to use app

Had my card for nearly 2 years and never had a problem with zopa. Lost my card last week, easy to cancel on app and new card turned up 3 days later. Reviewed on: 14th January 2023

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