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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great credit card

I have to say I was a bit apprehensive to apply for a credit card from company that I never heard of however this one is pretty good. The app you use its easy to understand and use Reviewed on: 14th January 2023

good service

handy allways there when you need it. Reviewed on: 14th January 2023

Zopa card

Simple and easy to use great service Reviewed on: 14th January 2023

Great provider

I have low credit score and the company offered me a credit card low apr and quick service Reviewed on: 14th January 2023

Helpful

You find out everything you need and very helpful good rates Reviewed on: 14th January 2023

Very happy

Can't fault the service and business. Reviewed on: 14th January 2023

Zopa is the best

Zopa is the most reliable credit card that is available today. It saves from the bureaucracy Customer’s faces with others. I therefore vote them as the best Reviewed on: 14th January 2023

Good

Good company and easy to understand account, plenty oppions. Reviewed on: 14th January 2023

Awesome

Great card great help when needed excellent customer support Reviewed on: 14th January 2023

Card

Good card provider for all levels of credit score Reviewed on: 14th January 2023

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