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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

DOWN TO EARTH COMPANY!!

Just to clarify, this company has been no other than helpful and understanding!! They take care of you and try to help each step of the way. Truly amazing and I’m glad that I came across Zopa. Reviewed on: 14th January 2023

Brilliant service

Very easy to work your way around my account Reviewed on: 14th January 2023

Credit card

Really friendly customer service and really easy web site to use to help use card. Reviewed on: 14th January 2023

Great service

Great Service, great rates! Quick response Reviewed on: 14th January 2023

All round great!

Great company and extremely helpful Reviewed on: 14th January 2023

A great card very helpful

Very helpful in every way when u phone them Reviewed on: 14th January 2023

Best credit card bank

Zopa simplified the way to use a credit card, making it easier always. Reviewed on: 14th January 2023

Brilliant

Great card and easy to track spending via app Reviewed on: 14th January 2023

Highly recommend

I was struggling to get a credit card in uk, because of my credit score. But Zopa accepted me from the first try, very easy and quick to apply. Highly recommend! Reviewed on: 14th January 2023

Understanding

With the economy as it is at the moment, zopa have made every attempt to make sure that I don't go further into debt by struggling to meet payments. Thier customer service team have a very understanding and friendly nature for a credit card company. Reviewed on: 14th January 2023

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