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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,449 reviews, last reviewed 10th Mar 2026
153750% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good know reasons not to be happy Good know reasons not to be happy Reviewed on: 10th March 2026
John p's avatar
John p

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (43449)

Excellent

5
Excellent service and a very professional approach to looking after their customers . Reviewed on: 14th January 2023
Peter Opie's avatar
Peter Opie

All ways good

5
All ways helpfull and easy to use Reviewed on: 14th January 2023
mark warner's avatar
mark warner

Great product, customer service

5
Whole experience with Zopa has been positive. Simple application process great app. Tools to help improve my credit score Reviewed on: 14th January 2023
Tom Aveyard's avatar
Tom Aveyard

Top company

5
Can’t thank you enough. Top company with great customer service Reviewed on: 14th January 2023
Ross's avatar
Ross

Excellent service

5
Quick application process. Helping clear debt Reviewed on: 14th January 2023
Katie's avatar
Katie

Excellent company and product

5
This company has excellent customer service and their communication cannot be faulted. Very happy with the service I have received and would recommend them. Reviewed on: 14th January 2023
james.r.hall@hotmail.com's avatar
[email protected]

Fantastic

5
Very good and easy to used. Zopa is a very good credit lender with a reputable name. Reviewed on: 14th January 2023
Ibrahim Darboe's avatar
Ibrahim Darboe

Fantastic

5
Fantastic company, really helpfull Reviewed on: 14th January 2023
Anonymous's avatar
Anonymous

Great card

4
Easy to apply, came quickly, great customer service would reccomend Reviewed on: 14th January 2023
Louise andrews's avatar
Louise andrews

Amazing

5
The best people ever thank you for expecting me and helping with my credit rating Reviewed on: 14th January 2023
suchsam900@gmail.com's avatar
[email protected]

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