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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43450 reviews)

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4.94

Based on 43,450 reviews, last reviewed 10th Mar 2026

153800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simple , smooth quality and Happy quick . Simple , smooth quality and quick . Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43450)

Nive

Good and very accommodating for others to build their credit scores Reviewed on: 14th January 2023

Great card

Easy to get,to instal the app…and to use Reviewed on: 14th January 2023

Best Card Ever

Zopa take a lot more than your credit score into consideration when looking at a application. Reviewed on: 14th January 2023

Great card provider

Managing my Zopa account is so easy. I get notifications when I’ve made a purchase and get notified instantly on how much credit is available. Reviewed on: 14th January 2023

Excellent

Excellent service and Good. Nice customer service, friendly Reviewed on: 14th January 2023

Great credit card and app

App is easy to use to teack spending and make patments. Simple process to apply. Reviewed on: 14th January 2023

Great customer service

Zopa support staff are always extremely helpful. I always get a friendly reminder email before my payment is due. They always say that they are here to help. Fantastic Reviewed on: 14th January 2023

Easy and Instant

Hustle free and instant. Very easy to keep track thanks to the app Reviewed on: 14th January 2023

Very reliable

Try to give more on the credit card. Reviewed on: 14th January 2023

Great Customer service

Great Customer service and quick, simple app, makes easy control over finances Reviewed on: 14th January 2023

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