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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Credit card

Very good company respond well to your every needs been with them a little while now very happy many thanks Reviewed on: 14th January 2023

TCB

Great company highly recommended, Aaaaa+++++TCB Reviewed on: 14th January 2023

Zopa review vote

Never had any trouble with my card what so ever, couldn't ask for an easier app either Reviewed on: 14th January 2023

Easy and quick

Easy and quick, the website is laid out well and has good features in it Reviewed on: 14th January 2023

Recommend to everyone!

Very easy, clear, concise and quick to use, user interface is brilliant and efficient and signing up took less time that’s the kettle boiling!! Highly recommend to anyone and everyone who would benefit from a credit card. Reviewed on: 14th January 2023

Best credit card

Was very easy application. Great app that keeps you on track. Reviewed on: 14th January 2023

Excellent

App is easy to use and when I rang customer service they were so helpful Reviewed on: 14th January 2023

Easy

Very easy and hassle free application with fast response. Very helpful and staff and very straightforward Reviewed on: 14th January 2023

Great company to use

Great company, no issues. Very happy to use and recommend Reviewed on: 14th January 2023

Gave me a chance!

Really efficient and helpful. Only company that gave me the chance to rebuild my credit! Reviewed on: 14th January 2023

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