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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Best card

I like Zopa good card I just want they can update to Apple Pay and we can use more and limit increase make it more simple appreciate Reviewed on: 14th January 2023

Excellent so easy to apply and use

Application process quick and easy, easy to contact on phone and helpful would recommend Reviewed on: 14th January 2023

Very good company rates are spot on

Very good company to be associated with professional people Reviewed on: 14th January 2023

Absolutely the best credit card provider I have.

Very easy to sign up, I have lower credit score and have been using credit cards to rebuild. Everything is transparent, I know where I am, they keep me informed, paying the bill is easy. Very happy with them. Reviewed on: 14th January 2023

Reliable and supportive

Great.customer.support, good.financial.support. Good understanding of customer needs in an ever changing financial climate Reviewed on: 14th January 2023

Good rates

Easy to manage. No hidden charges Reviewed on: 14th January 2023

Good company

Very helpful company and Hasle free Reviewed on: 14th January 2023

Quick and Easy

Quick and easy application process with excellent support and a brilliant App Reviewed on: 14th January 2023

Fantastic service

Brill card fantastic service app is great easy to use Reviewed on: 14th January 2023

Easy and straightforward

Application process was very easy, card arrived in a few days and the app is great to use. Reviewed on: 14th January 2023

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