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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

The best credit card

Very good and no problem at all Reviewed on: 14th January 2023

Easy to use , good quality service

Fast and affective service with an affordable and understanding company. Reviewed on: 14th January 2023

Does what it says on the tin

From the word go the zopa credit card has done what it says on the tin, you use it and pay back what you owe when the bill is produced, what I like about it the most is the mobile app, this allows you to keep track on your spending and has a real crisp user interface that is really simple to use. Reviewed on: 14th January 2023

Fantastic Company

Since dealing with Zopa they have been exceptionally good Reviewed on: 14th January 2023

Yes recommended

Quick service Our call answer very quickly Reviewed on: 14th January 2023

Great App helps me keep track of spending

Zopa always provide friendly customer service and I love the App - helps me keep track of my spending. Reviewed on: 14th January 2023

Excellant Service from Vopa

I joined Zopa because I had a shortfall in my finances; they saved me from going into the red; since then, I kept up my payments on their card, and they continue to offer excellent service. Reviewed on: 14th January 2023

The best Credit card around

Very simple to keep on top of your spending. Reviewed on: 14th January 2023

Helping me to boost my credit score

Application process was quick and easy Really helpful. Takes the pain out of applying for credit when you have a poor credit rating Reviewed on: 14th January 2023

Quick and easy

Quick and easy to apply and the app is easy to use I would recommend this card to everyone Reviewed on: 14th January 2023

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