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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,450 reviews, last reviewed 10th Mar 2026
153800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple , smooth quality and Happy quick . Simple , smooth quality and quick . Reviewed on: 10th March 2026
Patrick M Collins 's avatar
Patrick M Collins

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43450)

Pleased as punch

5
Great experience in the application process for credit building. The App is so easy to use and really helps you control your spending/credit limit. Totally recommend Reviewed on: 14th January 2023
G's avatar
G

Outstanding customer support

5
The customer service support from Zopa is outstanding. Always listening, always considering options and always supporting the customer. Reviewed on: 14th January 2023
Mark's avatar
Mark

Straight forward, fair and fast

5
The process for using Zopa is very easy and the app is amazing. Communications are nice and discreet so not lots of texts as I set my notifications to emails. They gave me a affordable and fair credit limit too Reviewed on: 14th January 2023
Demi's avatar
Demi

Excellent product

5
From start to finish, I have been very efficiently done credit and started to improve with me making regular payments highly recommended Reviewed on: 14th January 2023
Si Houghton's avatar
Si Houghton

Excellent product

5
Excellent service, simple, easy to use, great app. Very happy. Reviewed on: 14th January 2023
Emma's avatar
Emma

Great credit card

5
The interest is good and low the app is user friendly and updates are great so you don't get into difficulty. Reviewed on: 14th January 2023
Scott's avatar
Scott

Superb

5
Superb service from start to finish easy to set up quick to make payments and generous balance afforded would highly recommend Reviewed on: 14th January 2023
J's avatar
J

Really good, been so helpful!

5
Low interest rates, help me with making payments and balancing my money Reviewed on: 14th January 2023
Max torrington's avatar
Max torrington

Very nice card. Good company

5
The app is great. Better then some Reviewed on: 14th January 2023
Karina taplin's avatar
Karina taplin

Simple

5
It’s a good easy and simple card with an easy to work app Reviewed on: 14th January 2023
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