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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Yes recommended

Quick service Our call answer very quickly Reviewed on: 14th January 2023

Great App helps me keep track of spending

Zopa always provide friendly customer service and I love the App - helps me keep track of my spending. Reviewed on: 14th January 2023

Excellant Service from Vopa

I joined Zopa because I had a shortfall in my finances; they saved me from going into the red; since then, I kept up my payments on their card, and they continue to offer excellent service. Reviewed on: 14th January 2023

The best Credit card around

Very simple to keep on top of your spending. Reviewed on: 14th January 2023

Helping me to boost my credit score

Application process was quick and easy Really helpful. Takes the pain out of applying for credit when you have a poor credit rating Reviewed on: 14th January 2023

Quick and easy

Quick and easy to apply and the app is easy to use I would recommend this card to everyone Reviewed on: 14th January 2023

Spot on

Zopa is a good company to be with Reviewed on: 14th January 2023

Best offer & service

Second to none as a Product & service!! Reviewed on: 14th January 2023

Fair and reasonable at a difficult time

Zopa take an individual approach to providing credit that is crucial in these times. They have been amazing in all areas of customer service, as well as treating me financially with intelligence and respect. Reviewed on: 14th January 2023

Over all very good card

Credit to suit, I like the notifications and the messages when your reaching your limit Reviewed on: 14th January 2023

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