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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,453 reviews, last reviewed 10th Mar 2026
153950% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa's services from the App to customer services is... Zopa's services from the App to customer services is exceptional, second to none and interest rates very favourable indeed, can't fault Zopa on any le... Read more Reviewed on: 10th March 2026
Paul F's avatar
Paul F

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43453)

So easy to use

5
Always answer phone quickly and helpful agents Reviewed on: 14th January 2023
Craig down 's avatar
Craig down

Quick simple ane straight forward

5
They do what they say. So can't fault this company Reviewed on: 14th January 2023
Richard Riley's avatar
Richard Riley

Best credit card company available

5
Great service ,great flexibility,overall Best card company I have found Reviewed on: 14th January 2023
chris bennett's avatar
chris bennett

Perfect credit

5
Good card. Zopa tick all boxes as a provider fair and easy to contact couldn't wish for more Reviewed on: 14th January 2023
Colin Morey's avatar
Colin Morey

First class

5
amazing first class extremely well organised Reviewed on: 14th January 2023
Robert langford 's avatar
Robert langford

Credit card

5
Easy to open, fast and cheap, very satisfied with credit card. Simple and easy to use. Reviewed on: 14th January 2023
Birzu Bogdan's avatar
Birzu Bogdan

Communication is fantastic

5
Communication with Zopa is brilliant keeping you informed and in charge of your m money at all times Reviewed on: 14th January 2023
Lindzi's avatar
Lindzi

easily accessible financial instrument

4
Easily accessible credit card but relatively very high interest rates generally strange that it's legal Reviewed on: 14th January 2023
Remigiusz Sieradzki's avatar
Remigiusz Sieradzki

Excellent customer service

5
Zopa understand the need of the customer and set your credit limit at a sensible and manageable amount Reviewed on: 14th January 2023
Smudger's avatar
Smudger

Great

5
They are a good company have had no issues dealing with them and very straight forward. Reviewed on: 14th January 2023
Ben's avatar
Ben

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