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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great service!

Quick and easy to set up. Simple, straight forward process to set up through the app and my card came within a few days. Reviewed on: 14th January 2023

The best credit card in the uk

The best credit card in the UK . When I started using this credit card I learn how to mange my money Reviewed on: 14th January 2023

Brilliant company

Fantastic card . Brilliant services. Reviewed on: 14th January 2023

Excellent product and customer service

Easy application, you know exactly where you’re at, how much you’ve spent, and are notified when you get a new statement. I can’t fault their customer service or the app. Brilliant credit card Reviewed on: 14th January 2023

Responsible lenders and willing to give you a chance

With poor credit due to circumstances Zopa was willing to give me a chance. I’ve been with them 6months and never missed my payment of my full balance paid in full every month. It’s a great card to have if you need a safety net throughout the month Reviewed on: 14th January 2023

Kindness

They are a very friendly and helpful team and they also help you if you are struggling Reviewed on: 14th January 2023

The best credit card

Very good and no problem at all Reviewed on: 14th January 2023

Easy to use , good quality service

Fast and affective service with an affordable and understanding company. Reviewed on: 14th January 2023

Does what it says on the tin

From the word go the zopa credit card has done what it says on the tin, you use it and pay back what you owe when the bill is produced, what I like about it the most is the mobile app, this allows you to keep track on your spending and has a real crisp user interface that is really simple to use. Reviewed on: 14th January 2023

Fantastic Company

Since dealing with Zopa they have been exceptionally good Reviewed on: 14th January 2023

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