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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
67% decrease in 5 star reviews
in the past 90 days
88% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (40269)

Quick response

5
Very transparent in communication,quick customer response and easy to set up. Reviewed on: 29th March 2022

Simply the best

5
Easy to use. Keeps you updated on your expenditure through instant notifications. Reviewed on: 29th March 2022

Easy set up

5
Easy to set up and great for people with existing lending Reviewed on: 29th March 2022

Brilliant!

5
Easy to use!! Brilliant app!! I would recommend to family and friends Reviewed on: 29th March 2022

Effortless

5
Effortless. So easy to apply and manage. Timely alerts. Simple app. Just a credit card with no fuss. Reviewed on: 29th March 2022

Excellent

5
My experience with zoopa , great stress free and easy to adapt and access Reviewed on: 29th March 2022

Great help

5
Always good to have and know about it’s very useful in emergencies Reviewed on: 29th March 2022

Decent

5
Decent and no problems easy to use Reviewed on: 29th March 2022

Be in the "Zone of possible agreement" you go wrong!

5
Zopa has made it possible for me to boost my credit rating with an affordable rate, I'm very happy with Zopa service and would highly recommend to anyone that would like to do the same. Reviewed on: 29th March 2022

So easy to use!!

5
It’s so easy to use.all clear in the app and everything works perfect!!you have ALL the information at the app. BEST card to me!! Reviewed on: 29th March 2022

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