Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

View other Zopa products

4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

48% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40269)

Brilliant

Absolutely brilliant credit card to have, they don't push you to get more money, they really do put their customers first!!. Reviewed on: 29th March 2022

Zopa is a very good company

My experience Zopa company care for their customers Reviewed on: 29th March 2022

Excellent

I like this company esey to use Reviewed on: 29th March 2022

Banking made easy

banking made easy, used my card abroad with no problem and will carry on to use it in the future Reviewed on: 29th March 2022

Helpful

Was able to help when I needed it the most, thank you Reviewed on: 29th March 2022

Great up to date notifications

Great company and effective.Good services. Reviewed on: 29th March 2022

Great app

Very easy to use, great communication Reviewed on: 29th March 2022

Brilliant experience

I have had and still have a brilliant experience as a customer of Zopa, they have amazing customer service and I would highly recommend the company to friends and family Reviewed on: 29th March 2022

Very satisfied.

Good service. Very easy to use and professional service. Reviewed on: 29th March 2022

Zopa

Zopa have been outstanding in helping to achieve my first credit card which was so difficult in the past I received great communications from them with considerations on customer care Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Zero Credit Card
from Santander 3.82 from 17 reviews
Classic Credit Card
from Capital One 4.04 from 283 reviews
Nectar Credit Card
from American Express 3.81 from 12 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65247 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub