Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

View other Zopa products

4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Zopa is a great bank

Simple and efficient navigation through the app and quick responses on queries. Reviewed on: 14th January 2023

Easy to use company and app

Great experience with Zopa the app is so easy to use Reviewed on: 14th January 2023

Reliable company

Fantastic experience from zopa credit card and the customer service team is very amazing Reviewed on: 14th January 2023

Helped and supporting

They greatly helped me with the chance to rebuild my credit score.but did not look down on me.but gave me support and great advice.and it is still there for me.great company Reviewed on: 14th January 2023

Amazing customer service.

Always happy to help in customer service. Never been disappointed. Reviewed on: 14th January 2023

Bad Credit History

Zopa were able to provide me with a credit card to help build my credit rating back up when hardly any others would. The application process was simple and I was approved within minutes. Thank you Zopa Reviewed on: 14th January 2023

Excellent service

The service is very informative about spending and increasing your credi limit. Friendly service Reviewed on: 14th January 2023

Easy and simple

Easy to get, purchase interest quite small, not like in others credit cards. Reviewed on: 14th January 2023

Clear,concise & easy to use

Good notifications, advice & backup. An idea starter card Reviewed on: 14th January 2023

Excellent Choice on choosing a Credit Card

User friendly app, easy to make payments Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Card
from first direct 4.59 from 9 reviews
Credit card
from Zable 4.94 from 51170 reviews
Clear Rate Platinum Credit Card
from NatWest 4.51 from 18 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1533 reviews
Current account
from Zopa 4.94 from 5936 reviews
Smart Saver
from Zopa 4.94 from 8039 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub