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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Accommodating.

Needed the extra help and Zopa to the rescue. Reviewed on: 14th January 2023

Zopa Credit Card

Love this card it’s easy to use Reviewed on: 14th January 2023

Great

Good customer service good product easy use app highly recomend Reviewed on: 14th January 2023

Gave me a chance

Gave me a chance on a credit card and a chance to build my credit score Reviewed on: 14th January 2023

Easy to use, informative

Have had Zopa for about 12-18 months, have never had an issue with them, and the app is very clear and informative, will additional links to loans, etc Reviewed on: 14th January 2023

Zopa are the best company they listen

Zopa are the best, their customer care is 2nd to none. They make sure you do not go into asking for something beyond your circumstances. Reviewed on: 14th January 2023

Easy

Easy to apply for and kept updated each mont Reviewed on: 14th January 2023

Reasonable

The interest rate is reasonable and always send a reminder as per credit use ,payment and balance. Reviewed on: 14th January 2023

Excellent

Brilliant experience so far love the app Reviewed on: 14th January 2023

Excellent service

No problem with using my card, it’s so easy to use Reviewed on: 14th January 2023

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