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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

48% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Great Credit Card for building Credit

Zopa has been amazing for building my credit score and I highly recommend it to both young and older people looking to improve and build their scores. Reviewed on: 30th March 2022

Best card

The most easiest and best card I’ve had. App is so easy to use and navigate. Definitely a card to try out if you haven’t yet Reviewed on: 30th March 2022

BRILLIANT SERVICE

Really good easy bank Really straight forward easy service fantastic staff and brilliant layout can’t be more happier my credit is increased thanks Zopa Reviewed on: 30th March 2022

Amazing credit

It was very fast to apply and the service is fabulous. Very clear and easy accessibility to credit. My card arrived within the two days of my application. All in all, excellent. I am very satisfied. Thank you. Reviewed on: 30th March 2022

Excellent services

Very reliable. When I called the bank I got all the help I needed. Thank you all Reviewed on: 30th March 2022

A great bank and grateful for the help

I have never had a credit card before and this bank has helped me get my first on and hopefully increase my credit score in order to improve my finances in the future. Very fretful for this bank. Reviewed on: 30th March 2022

Good

Excellent and good response any problem Reviewed on: 30th March 2022

Friendly. Easy. Quick

I managed to fill in application at work on my break and got a credit card before I went back. Quick and easy! Reviewed on: 30th March 2022

Quick, simple, amazing

Really easy to sign up and easy to use app. Good amount of credit to start with. Quick and easy to pay back what you owe. Easy to contact with regards to any questions. Reviewed on: 30th March 2022

Super easy to use & hassle free

So easy to set up manage via the App in full control of spending and super secure Reviewed on: 30th March 2022

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