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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Fantastic Zopa!

I love how quickly I got my credit card! Reviewed on: 14th January 2023

Cool

Extra credit card. Best for everything Reviewed on: 14th January 2023

great company reliable

never had a problem with zopa good Reviewed on: 14th January 2023

Excellent Product and Service

Great card and excellent customer service. Reviewed on: 14th January 2023

Zopa credit card

Very impressive card application process very straightforward had my APR confirmed before applying and was pre approved card arrived few days later no problems so far all seems in order feel zopa are here to help people even with a low credit score Reviewed on: 14th January 2023

The best

The best card what I had, I recommend it with confidence Reviewed on: 14th January 2023

Credit card

Very good company great to be a customer Reviewed on: 14th January 2023

Great card

Fantastic card with good facilities. Reviewed on: 14th January 2023

There the easiest card people to deal with and don't give credit uplifts if you don't want or been it

Very good to work with and easy app to use Reviewed on: 14th January 2023

Simply Zopa

It was very quick and easy applying for the Zopa credit card. That was the clincher for me! No gruelling forms to complete or nightmare telesales harassing you! With there no nonsense app monitor your spending as well as track your transactions. It has everything there that you may need. From help with account issues, tips and advice on money matters, and handy offers too! What else is there to say...nothing. It's simply perfect and sublimely simple. It's Simply Zopa. Reviewed on: 14th January 2023

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