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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Must have

5
Overall very pleased with the credit card itself, the app they have and the customer experience they provide. Thank you Reviewed on: 14th January 2023
adinus8@yahoo.com's avatar
[email protected]

Average service regarding APR etc.

3
Customer service helpful however Reviewed on: 14th January 2023
Hady Daniel's avatar
Hady Daniel

Excellent service

5
So easy and simple to apply - app is so easy and clear to use. Fantastic service and communication. Reviewed on: 14th January 2023
AFlint's avatar
AFlint

Always been excellent

5
Always been excellent with notification and receipts and keeping me up to date Reviewed on: 14th January 2023
Tony bates's avatar
Tony bates

Good card

5
Good card and well thought out app Reviewed on: 14th January 2023
Martin Barnes's avatar
Martin Barnes

Great credit card

5
Superb easy to use app. Great product and useful extras Reviewed on: 14th January 2023
John Greene's avatar
John Greene

Simple and straightforward

5
I measure the efficiency of any supplier by the problems I encounter.....there have been none. I think that says it all! Reviewed on: 14th January 2023
Bill Shearer's avatar
Bill Shearer

Superb

5
Zopa is zopacious ….. I have with Zopa now for over 1 year and I can simply say it’s the best Reviewed on: 14th January 2023
Ade Romeo's avatar
Ade Romeo

Best

5
Super card great card easy to use and works well Reviewed on: 14th January 2023
Mariusz Kubisiak's avatar
Mariusz Kubisiak

Simple and straightforward

5
App simple and easy to use. Regular email reminders but not intrusive or pushy sales for other products Reviewed on: 14th January 2023
craigwalshuk@yahoo.co.uk's avatar
[email protected]

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