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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

93% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Great

Great credit card to have very happy as when you make payment they get it straight away as with other credit cards companies it takes days for them to get payment Reviewed on: 30th March 2022

Easy and welcoming

Easy and welcoming to use. Clear and understandable. Reviewed on: 30th March 2022

Honest credit card that cares

I’m really impressed by Zopa. I feel that’s is an honest lending company. They provide loads of useful help. It’s easy to use and information is simple to understand. Reviewed on: 30th March 2022

10/10

Just an excellent service all round Reviewed on: 30th March 2022

Just amazing service. Better then my current account for service!!

Everything is like a simple touch !! The service and quickness on the app is made so easy and fast . Just amazing service everything is always at your finger tips if not ring and it's dealt with that day . Reviewed on: 30th March 2022

Simple to use

Modern banking no hassle easy app Reviewed on: 30th March 2022

Never had any issues and I use the account daily

All online and app use is quick and easy. Never had an issue where I've had to contact customer service which speaks volumes. Reviewed on: 30th March 2022

Good credit card

Zopa is best credit card i got this 2 months ago and i will recommend to all of my friends this card Reviewed on: 30th March 2022

Best

Very good using Zopa credit card Amazing Reviewed on: 30th March 2022

AWESOME CREDIT SCORE BUILDER

I have been using Zopa for a while and in the shortest amount of time I am slowly building my credit score back to acceptable levels thanks for the service. Reviewed on: 30th March 2022

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