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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
81% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (40269)

Great

5
Great credit card to have very happy as when you make payment they get it straight away as with other credit cards companies it takes days for them to get payment Reviewed on: 30th March 2022
William Mair's avatar
William Mair

Easy and welcoming

5
Easy and welcoming to use. Clear and understandable. Reviewed on: 30th March 2022
Kirsty Booth's avatar
Kirsty Booth

Honest credit card that cares

5
I’m really impressed by Zopa. I feel that’s is an honest lending company. They provide loads of useful help. It’s easy to use and information is simple to understand. Reviewed on: 30th March 2022
Renee Forrest's avatar
Renee Forrest

10/10

5
Just an excellent service all round Reviewed on: 30th March 2022
Paul roberts's avatar
Paul roberts

Just amazing service. Better then my current account for service!!

5
Everything is like a simple touch !! The service and quickness on the app is made so easy and fast . Just amazing service everything is always at your finger tips if not ring and it's dealt with that day . Reviewed on: 30th March 2022
Shirley gray's avatar
Shirley gray

Simple to use

4
Modern banking no hassle easy app Reviewed on: 30th March 2022
jimjoel7's avatar
jimjoel7

Never had any issues and I use the account daily

5
All online and app use is quick and easy. Never had an issue where I've had to contact customer service which speaks volumes. Reviewed on: 30th March 2022
Steven Scott's avatar
Steven Scott

Good credit card

5
Zopa is best credit card i got this 2 months ago and i will recommend to all of my friends this card Reviewed on: 30th March 2022
Ayaz Nawaz Chaudhary's avatar
Ayaz Nawaz Chaudhary

Best

5
Very good using Zopa credit card Amazing Reviewed on: 30th March 2022
Villa Amoah's avatar
Villa Amoah

AWESOME CREDIT SCORE BUILDER

4
I have been using Zopa for a while and in the shortest amount of time I am slowly building my credit score back to acceptable levels thanks for the service. Reviewed on: 30th March 2022
Ngambala Dos Santos's avatar
Ngambala Dos Santos

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