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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Fantastic

Really helpful app great love the notifications Reviewed on: 14th January 2023

Excellent service

Quick easy application. Would recommend to all. Reviewed on: 14th January 2023

Credit card

Zopa have helped me after financial problems zopa have helped by giving ne a credit card I have been able to build my credit back up Reviewed on: 14th January 2023

Great card and mobile app

Good app for keeping on top of your balance and payments are quick and easy to show and be available. Reviewed on: 14th January 2023

Very Helpful Service

Has helped me to build my credit score Reviewed on: 14th January 2023

Quick easy excellent company

I have this credit card about one year no problem and very good excellent company Reviewed on: 14th January 2023

Best Card Provider

Excellent service and prompt delivery Reviewed on: 14th January 2023

Modern day simple and safe credit

Very respectable credit company also very safe and easy to use Reviewed on: 14th January 2023

Zopa the place to be for credit !

As credit companies go you can not beat Zopa on their service. Zopa are always extremely helpful and supportive making any calls and queries easy to deal with. I never stresses if I have a query as I know I will be met with a very friendly and professional service . Reviewed on: 14th January 2023

Online friendly bank

What can I say about this bank apart from they are an easy, straight forward bank offer top products and good service. Very happy to be a customer. Reviewed on: 14th January 2023

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