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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Excellent

So organised, everything to do with payment brilliant Reviewed on: 14th January 2023

Zopa the best

Have found Zopa to be straightforward and easy to deal with. Always keeping you well informed and no hidden charges Reviewed on: 14th January 2023

Reliability

They are very reliable with good customer service . Reviewed on: 14th January 2023

Better then others

It's a better Apr rate. Easy navigation of the app. When I pay. It doesn't take 2 working days to register. Reviewed on: 14th January 2023

Easy

I’ve had a few credit cards but Zopa was by far the easiest to use Reviewed on: 14th January 2023

Amazing experience

-low interest -good communication -very explaining Reviewed on: 14th January 2023

Service

Very good customer service. Well deserved Reviewed on: 14th January 2023

The number 1 credit card provider

Zopa issues me with a credit card and I have never missed a payment .They are a very good company and I tell all my friends about the fabulous service I have received Reviewed on: 14th January 2023

Most flexible credit card

One of the best credit cards, I've ever used Reviewed on: 14th January 2023

Helped when others would not

I can’t commend Zopa enough they helped me when no one else would. The app is easy to use and easy to keep a track of things Reviewed on: 14th January 2023

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