Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44340)

Good card

5
Good card and well thought out app Reviewed on: 14th January 2023
Martin Barnes's avatar
Martin Barnes

Great credit card

5
Superb easy to use app. Great product and useful extras Reviewed on: 14th January 2023
John Greene's avatar
John Greene

Simple and straightforward

5
I measure the efficiency of any supplier by the problems I encounter.....there have been none. I think that says it all! Reviewed on: 14th January 2023
Bill Shearer's avatar
Bill Shearer

Superb

5
Zopa is zopacious ….. I have with Zopa now for over 1 year and I can simply say it’s the best Reviewed on: 14th January 2023
Ade Romeo's avatar
Ade Romeo

Best

5
Super card great card easy to use and works well Reviewed on: 14th January 2023
Mariusz Kubisiak's avatar
Mariusz Kubisiak

Simple and straightforward

5
App simple and easy to use. Regular email reminders but not intrusive or pushy sales for other products Reviewed on: 14th January 2023
craigwalshuk@yahoo.co.uk's avatar
[email protected]

Excellent all round

5
Brilliant from applying to customer service Reviewed on: 14th January 2023
Nina Walton's avatar
Nina Walton

Easy stress free

5
The App is easy to navigate customer care is second to none. Reviewed on: 14th January 2023
Alan's avatar
Alan

Feras zopa

5
It's a really perfect card, Ease of use and help with Credit Score Reviewed on: 14th January 2023
Feras juha's avatar
Feras juha

Easy, simple

5
I found it easy and very simple to apply for a credit card. No hard check, so it didn't affect my credit score and I got what I needed . Reviewed on: 14th January 2023
Gerald Lambert 's avatar
Gerald Lambert

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill