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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43396 reviews)

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4.94

Based on 43,396 reviews, last reviewed 9th Mar 2026

151300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Any issues I’ve had with my account has been resolve... Any issues I’ve had with my account has been resolved very quickly Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43396)

Fantastic

Love my Zopa Credit card. Easy to use, very supportive and has loads of benefits with it too. I would and have recommended it to family and friends Reviewed on: 14th January 2023

Excellent!

Easy to manage with the app, no hassle credit card. Reviewed on: 14th January 2023

Great Credit Card

It’s great to have a credit card that has no hassle attached to it. Easy to use app to make payments and keep an eye on spending and payment dates etc. would highly recommend Reviewed on: 14th January 2023

Credit card

This company has bin brilliant from the start the whole process and everything is just great highly recommended to everyone Reviewed on: 14th January 2023

Excellent

Excellent service and straight forward application Reviewed on: 14th January 2023

Brilliant

Very user friendly. Very clear and transparent around fees and what they can offer. Excellent all round Reviewed on: 14th January 2023

Great card to use

Great card to use app very easy to use Reviewed on: 14th January 2023

Very helpful

Very quick and satisfying, thank you so much Reviewed on: 14th January 2023

Usage

Just so easy to use the service Reviewed on: 14th January 2023

Very good customer service

Never let the customers down.Every time they let you know about changes via email and text messages........I will recommend..... Reviewed on: 14th January 2023

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