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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Simple and straight forward

I found the application very user friendly Reviewed on: 14th January 2023

Simple money management

Easy to apply for and easy to manage with intuitive app. Reviewed on: 14th January 2023

Zopa the game changer that give people a chance!

Great information Great to deal with Simple to use Game changer Reviewed on: 14th January 2023

Good service and fast service

Good credit card and rating 5 stars Reviewed on: 14th January 2023

Good

It is the best credit card I have ever used Reviewed on: 14th January 2023

Excellent Card Service

Always Helpful and never had a problem. Reviewed on: 14th January 2023

Great company

Very quick to reply. Great customer service. Reviewed on: 14th January 2023

Brilliant

They are a brilliant company. I have only praise for them Reviewed on: 14th January 2023

The best

So very good here.All very easy to do. Reviewed on: 14th January 2023

Very good

Very good customer service,very good interest and very easy to use the app. Thank you! I will definitely recommend Zopa Reviewed on: 14th January 2023

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