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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fast and easy to use

Zopa have really helped me manage my finances after been in a bad spot a few years ago with credit the app is very easy to use and look forward to carry on using my stylish card in the future Reviewed on: 14th January 2023

Quick and easy to use

The app is easy to use and helps me keep track Reviewed on: 14th January 2023

Credit card

A credit card that helps you achieve a good credit rating. It so easy to use on the app too. Reviewed on: 14th January 2023

Clear to understand

No hassle simple to use well informed on all transactions in flash informed text message straight away by text best card card ever Reviewed on: 14th January 2023

Good and fast

Big help when I needed. When I ordered it's come very fast. Reviewed on: 14th January 2023

Very good and easy to make pay ments highly recommend.

Nice quick card provider's. Highly recommended Reviewed on: 14th January 2023

No fuss, easy access app, quick responses, couldnt ask for more

Would highly recommend to friends and family, a good competitor amongst other credit card companies Reviewed on: 14th January 2023

Absolutely amazing

Always there when you need them 24/7 very helpful staff easy to navigate around the app Reviewed on: 14th January 2023

Brilliant service

Low interest rates, easy app to use. Well recommended! Reviewed on: 14th January 2023

Great customer service

When I had an issue with my card I spoke to a real person rather than virtual. They dealt with the query quickly and efficiently. I would have no problem with recommending Zopa to friends and family. Reviewed on: 14th January 2023

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