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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,389 reviews, last reviewed 9th Mar 2026
150950% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good credit card, the interest rate is fair. Good credit card, the interest rate is fair. The card design is modern and pretty, the Zopa app is easy to navigate. I don't have a "feel choked exper... Read more Reviewed on: 9th March 2026
Li lady's avatar
Li lady

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43389)

Best credit card

5
No hassle interest rate excellent Reviewed on: 14th January 2023
Tracey Huckins's avatar
Tracey Huckins

Great credit card

5
Easy to use brilliant card highly recommend Reviewed on: 14th January 2023
Neil Corrigan's avatar
Neil Corrigan

Not to shabby

3
Not bad, but tight on the credit limit increases though Reviewed on: 14th January 2023
Lewis Maclean's avatar
Lewis Maclean

Helpful unlike majority of other companies.

5
Honest, helpful when 3rd company sells incorrectly & Zoopla get involved & helpful. Reviewed on: 14th January 2023
John Kennedy Jnr's avatar
John Kennedy Jnr

Best credit card

5
Best company I've had a credit card of if there is a issue quick call and the get it sorted straight away Reviewed on: 14th January 2023
Dan Jones's avatar
Dan Jones

Credit card

5
Excellent service and perfect card to help with extra costs Reviewed on: 14th January 2023
Mandi Moore's avatar
Mandi Moore

Zopo credit card

5
Decent customer service and quick response to any questions I may have. Reviewed on: 14th January 2023
Seth Wilks's avatar
Seth Wilks

Great

5
Great card that gives you help when you need it. Reviewed on: 14th January 2023
Dominique Opperman's avatar
Dominique Opperman

Best credit card out there

5
Zopa is the best credit card out there, there app is simple to use and modern. Highly recommended Reviewed on: 14th January 2023
pinelees@gmail.com's avatar
[email protected]

Excellent offering

5
A very suitable alternative to the mainstream providers Reviewed on: 14th January 2023
Christopher Richards's avatar
Christopher Richards

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