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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Cost of living crisis massively eased.

So I’ve had my zopa card for a while now and for me it’s easy and simple,I had money for emergencies which I could always rely on,and knew it was available,they also gave me a chance to build my credit and handle my money better and all the time with the knowledge they weren’t going to take what I couldn’t afford back,brilliant just brilliant. Reviewed on: 14th January 2023

Best credit card ever

Low interest easy to keep on top Reviewed on: 14th January 2023

Best card provider

So easy to deal with, Best about Reviewed on: 14th January 2023

Fantastic service

Helped me get back on my feet and great customer support. Reviewed on: 14th January 2023

excellent

best credit card i have always there if i need them Reviewed on: 14th January 2023

Amazing

Amazing would recommend to anyone Reviewed on: 14th January 2023

Excellent service

Zopa provide an excellent service. I often use their online app which is very user friendly. Reviewed on: 14th January 2023

Zopa believes in me

After years of bad credit, it was uplifting to see someone believe in me and help me improve my credit rating. I'm now soaring due to their help and advice. Reviewed on: 14th January 2023

Easy to use

Good card great rates and easy to use app to keep track Reviewed on: 14th January 2023

Awesome provider

Clear communication and flexibility when needed Reviewed on: 14th January 2023

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