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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great service and excellent app

Silky smooth service and a brilliant, faultless app, so easy to navigate and use. Reviewed on: 14th January 2023

Brilliant service

Always there. Issues corrected immediately. Ease of use 100% Reviewed on: 14th January 2023

Great credit card company

Have helped me to get a better credit score, and the app for the card is great. Reviewed on: 14th January 2023

Zopa credit card

Easy application process easy to use app and good customer service Reviewed on: 14th January 2023

Excellent Service 10/10

They gave a 6 months interest free upped my credit limit as well, and gave a cushion on the amount. What I liked was the App it allows you to set up your payments by Debit card rather than Direct Debit, or Bank transfer, making it so easy to change your amount you pay each month, rather than cancelling the DD and wait for ever! Would 100% Recommend!! Reviewed on: 14th January 2023

Superb zopa

Excellent service, easy to use app Reviewed on: 14th January 2023

Simple easy log in on account

Very happy with the card wish that I had applied before Reviewed on: 14th January 2023

Quick and easy

Accepted within minutes. Card arrived within a few days. Payments made show immediately on my balance. Online banking easy to use. Reviewed on: 14th January 2023

great credit card

Great credit card with easy to use app to keep on track with balances etc Reviewed on: 14th January 2023

Great Credit Card Provider

Very good card to have to rebuild your credit score, love it. Reviewed on: 14th January 2023

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