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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43387 reviews)

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4.94

Based on 43,387 reviews, last reviewed 9th Mar 2026

150850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Friendly customer service rep and very helpful Friendly customer service rep and very helpful Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43387)

Great

Easy to apply for, you card arrive with in days and ready to use. Reviewed on: 14th January 2023

Zopa credit card

Zopa is a credit card but they do things differently. Along with customer support , they provide advice on other services. All of which we could benefit from. It's nice to know . Which makes them head and shoulders above the rest . Reviewed on: 14th January 2023

Highly recommend

Highly recommend easy to understand costs and easy to use app Reviewed on: 14th January 2023

Great service

Never had any issues with the service provided by the company. Always gave me recommend stuff to improve my credit score. Reviewed on: 14th January 2023

Perfect

No more interest, you receive messages for all transactions Reviewed on: 14th January 2023

Credit card

Fantastic service, easy application Reviewed on: 14th January 2023

Excellent

Brilliant customer service,very helpful and understanding.The app is very useful,easy to use and I personally am extremely happy and impressed with every aspect of this product Reviewed on: 14th January 2023

Best credit card

Very easy to apply and get the credit card and very transparent with fees and other. Reviewed on: 14th January 2023

Very good service

Very good and very friendly all their ot help people Reviewed on: 14th January 2023

2 accounts for balance transfer and 1 for spending

Amazing idea to combine the two, zero % interest too Reviewed on: 14th January 2023

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