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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great credit card

Quick easy, smooth and no issues so far. Reviewed on: 14th January 2023

Payments.

Payments go through instantly, so no two day wait. Reviewed on: 14th January 2023

Gave us a card when nobody else would

Gave us a card when nobody else would and have now improved my credit rating no end and have better control of my finances. Reviewed on: 14th January 2023

best credit card

With few credit cards I have in possession . I would say Zopa is the best Reviewed on: 14th January 2023

very easy app to use

very easy app to use unlike some apps i could mention great sevice as well Reviewed on: 14th January 2023

Very good credit card company

I have had a very good experience with zopa Reviewed on: 14th January 2023

Zopa

Really helpful and responsible company Reviewed on: 14th January 2023

Great card

The card is great for those with a bad credit rating wanting to rebuild their credit score! It keeps you tracked of what has been spent and when a payment is due Reviewed on: 14th January 2023

Perfect

Superb all the way through the process Reviewed on: 14th January 2023

ZOPA UTOPA,

Great card, great control of spending, great customer relations, all up to date offers, great security Reviewed on: 14th January 2023

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