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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,319 reviews, last reviewed 8th Mar 2026
147550% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%

Latest highest rating:

5

I have never had any problems with zopa and it’s ver... I have never had any problems with zopa and it’s very easy to pay via the app. Fantastic card no problems whatsoever. Reviewed on: 8th March 2026
Gaynor Johnson's avatar
Gaynor Johnson

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43319)

Excellent company

5
Zopa is a great company - the app is easy to use and payments to and from the credit card are so easy. Reviewed on: 14th January 2023
Andrew Forsyth's avatar
Andrew Forsyth

Easy to use, great app

5
Using my Zopa credit card has been all positive, great app with it, easy to see where your at. Reviewed on: 14th January 2023
Ad's avatar
Ad

Great credit builder credit card!

5
Great credit card for rebuilding your credit score! The application process is quick and easy and the App makes monitoring your spending very straightforward, with a quick link to pay off your balance. Reviewed on: 14th January 2023
kgurney1980@hotmail.co.uk's avatar
[email protected]

Excellent service

5
Smooth, Simple & Effortless Process Reviewed on: 14th January 2023
Jonathan 's avatar
Jonathan

Excellent Service and Great Product

5
It was very easy to apply for the Credit Card and Zopa make it easy to track spending with the mobile App. They set a sensible Credit Limit and send reminders for payments to ensure you stay on track. Reviewed on: 14th January 2023
Steve Allen's avatar
Steve Allen

Excellent service

5
Fantastic credit card very simple app to use everything is self explanatory Fantastic saving options good customer service and care overall excellent to use Reviewed on: 14th January 2023
James Cook's avatar
James Cook

Best card

4
I highly recommend ppl to get this card Reviewed on: 14th January 2023
Kamal Uddin's avatar
Kamal Uddin

Excellent credit score builder

5
This credit card is excellent to help you build your credit score. Reviewed on: 14th January 2023
Martyn Fretwell's avatar
Martyn Fretwell

Highly recommended Zopa

5
From the first time I applied for an account with Zopa everything was made so simple, if I need any help customer care has been excellent Reviewed on: 14th January 2023
Jason Tomlinson 's avatar
Jason Tomlinson

They are very considerate and conscious when lending

5
Overall excellent always considering you when lending Reviewed on: 14th January 2023
errol dixon's avatar
errol dixon

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