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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great

Great and very easy to manage compared to other credit cards Reviewed on: 14th January 2023

I recommend

I have already recommended my family to Zopa and they are no using them. Easy to use app and kept informed by regular updates but not too pushy Reviewed on: 14th January 2023

Simple to use, open usage

Great service and really clear. The separation of balance transfer and spending balance is really useful Reviewed on: 14th January 2023

Professional

They will only lend you what you can afford. And now you can make saving for any budget.This is not a shark company, they are professional. Reviewed on: 14th January 2023

Great card

Brilliant to help you get your credit score back up and running. Reviewed on: 14th January 2023

Amazing

Easy to apply for and got accepted within a few minutes and the card came in a few days. Good credit limit approved. Reviewed on: 14th January 2023

Fantastic Service

One of the best Credit Cards I’ve had. Great customer service. Brilliant app full of every bit of information + tools that you need. Highly recommended plus low interest rates are always a plus ;) Reviewed on: 14th January 2023

excellent service

I have found Zopa, to be excellent to communicate with, and they will send out text messages when required. They have very good security checks, which is reassuring in this day and age Reviewed on: 14th January 2023

Really friendly and helpful

Easy to get on the phone and make you feel at ease Reviewed on: 14th January 2023

It good service for zopa

I got the credit card and good service and needs money to spend and back to zopa Reviewed on: 14th January 2023

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