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Zopa: Credit card reviews

4.94
Based on 43,300 reviews, last reviewed 8th Mar 2026
146650% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use app. Highly recommend Easy to use app. Excellent customer service . Highly recommend Reviewed on: 8th March 2026
Sharon R's avatar
Sharon R

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43300)

Convenient and User Friendly

5
Easy to manage through the app and good communication Reviewed on: 14th January 2023

The only card you will ever need.

5
Outstanding/honest and transparent services. Reviewed on: 14th January 2023

Great App

5
The app is easy and friendly to use. Allows you to use your online account very securely. Reviewed on: 14th January 2023

User friendly

5
Great company great product easy to use app allows you to keep an eye on any balance & make payments Reviewed on: 14th January 2023

Excellent service

5
Always have excellent service whenever I have needed to contact Zopa Reviewed on: 14th January 2023

Zopa Credit Card

5
Is simple to understand and very simple to apply for. Reviewed on: 14th January 2023

easy to use app and good options and credit limit

5
easy to use app and good options and credit limit Reviewed on: 14th January 2023

Superb

5
Excellent customer service, Easy to use with excellent information Reviewed on: 14th January 2023

Best credit card

5
Very easy to make payment on app Reviewed on: 14th January 2023

Good App and easy to use and make a payment.

5
Very friendly company to deal with and very helpful insights into your credit file and goals for the future Reviewed on: 14th January 2023

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review