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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Best company ever

I was refused from companies but Zopa put their trust in me, this card has saved my life and don't know how i would have coped without it, it's also helping me to learn to budget better Reviewed on: 14th January 2023

Very good company

Zopa are an excellent company who look after their customers. Excellent customer service. Reviewed on: 14th January 2023

Good credit card but customer services need improvement

Good all round credit card for general use for all credit ratings but the ways yiu have to contact them needs drastic improvements its basically only love chat and thyley take forever to reply so if you have a general question be ready to wait for over a good hour for it to be answered Reviewed on: 14th January 2023

Great card

Great card to use once paid can use right away don't have to wait on money clearing Reviewed on: 14th January 2023

Simple, straightforward, friendly and efficient

In todays world the title sums it up. Fast hassle free application and a nice easy app to control your money 'online' Help and advice that doesn't make you feel bad for asking, therefore keeping you in control. If Carlsberg did credit cards... Reviewed on: 14th January 2023

Best financial solution

Everday coofee to big garrage bill my choice is zopa Reviewed on: 14th January 2023

Every day spending good

I think one of the best credit card and I can use for cover and spend for living costs family. Reviewed on: 14th January 2023

Best British bank on the market!

Great expertises & financial support. Reviewed on: 14th January 2023

Top notch card

Good thing, I like about this card on the app, you get everything you need to know on there. Very easy to use. Reviewed on: 14th January 2023

Excellent customer service

I find zopa so easy to use on the app on my phone I would highly recommend to friends and family Reviewed on: 14th January 2023

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