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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fantastic Service

One of the best Credit Cards I’ve had. Great customer service. Brilliant app full of every bit of information + tools that you need. Highly recommended plus low interest rates are always a plus ;) Reviewed on: 14th January 2023

excellent service

I have found Zopa, to be excellent to communicate with, and they will send out text messages when required. They have very good security checks, which is reassuring in this day and age Reviewed on: 14th January 2023

Really friendly and helpful

Easy to get on the phone and make you feel at ease Reviewed on: 14th January 2023

It good service for zopa

I got the credit card and good service and needs money to spend and back to zopa Reviewed on: 14th January 2023

Best company ever

I was refused from companies but Zopa put their trust in me, this card has saved my life and don't know how i would have coped without it, it's also helping me to learn to budget better Reviewed on: 14th January 2023

Very good company

Zopa are an excellent company who look after their customers. Excellent customer service. Reviewed on: 14th January 2023

Good credit card but customer services need improvement

Good all round credit card for general use for all credit ratings but the ways yiu have to contact them needs drastic improvements its basically only love chat and thyley take forever to reply so if you have a general question be ready to wait for over a good hour for it to be answered Reviewed on: 14th January 2023

Great card

Great card to use once paid can use right away don't have to wait on money clearing Reviewed on: 14th January 2023

Simple, straightforward, friendly and efficient

In todays world the title sums it up. Fast hassle free application and a nice easy app to control your money 'online' Help and advice that doesn't make you feel bad for asking, therefore keeping you in control. If Carlsberg did credit cards... Reviewed on: 14th January 2023

Best financial solution

Everday coofee to big garrage bill my choice is zopa Reviewed on: 14th January 2023

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