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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of Zopa credit

Simply and quick application. No Fuss. Reviewed on: 14th January 2023

Excellent servie

Zopa have been a great credit card to help build up my credit score!! Reviewed on: 14th January 2023

Great card

Easy use and updates as you pay off, also helps with learning how to use your credit effectively, highly recommended great card. Reviewed on: 14th January 2023

Quick response

Zopa card has won my heart starting from the application process ,to increasing my limit. And Also has helped built my credit score Thxs to you all good Teams Reviewed on: 14th January 2023

Very reliable and good credit card

I am very happy with zopa credit card reilable and secure easy to manage with the app and low interest rate thanks Reviewed on: 14th January 2023

Excellent

The best company for credit cards Reviewed on: 14th January 2023

Very good

Zopa is very good company. I used always zopa credit card . It’s give me good service . Zopa credit card is always helpful in my daily life . Reviewed on: 14th January 2023

Best company

You cant found better to this credit card Reviewed on: 14th January 2023

Credit card

Excellent and no messing about great notifications all transactions are accurate and clear Reviewed on: 14th January 2023

Great company

Easy to use, so quick to set up, well recommended Reviewed on: 14th January 2023

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