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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Every day spending good

I think one of the best credit card and I can use for cover and spend for living costs family. Reviewed on: 14th January 2023

Best British bank on the market!

Great expertises & financial support. Reviewed on: 14th January 2023

Top notch card

Good thing, I like about this card on the app, you get everything you need to know on there. Very easy to use. Reviewed on: 14th January 2023

Excellent customer service

I find zopa so easy to use on the app on my phone I would highly recommend to friends and family Reviewed on: 14th January 2023

Review of Zopa credit

Simply and quick application. No Fuss. Reviewed on: 14th January 2023

Excellent servie

Zopa have been a great credit card to help build up my credit score!! Reviewed on: 14th January 2023

Great card

Easy use and updates as you pay off, also helps with learning how to use your credit effectively, highly recommended great card. Reviewed on: 14th January 2023

Quick response

Zopa card has won my heart starting from the application process ,to increasing my limit. And Also has helped built my credit score Thxs to you all good Teams Reviewed on: 14th January 2023

Very reliable and good credit card

I am very happy with zopa credit card reilable and secure easy to manage with the app and low interest rate thanks Reviewed on: 14th January 2023

Excellent

The best company for credit cards Reviewed on: 14th January 2023

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