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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Excellent

A very good experience with you.I enjoy working with you Reviewed on: 14th January 2023

5/5

I’m extremely satisfied for zopa credit card Reviewed on: 14th January 2023

Brilliant company

Great service, very helpful and overall Great service Reviewed on: 14th January 2023

Quick & Simple Process

From first applying to accepting my application the whole process is simple and easy. I've had no problems and would highly recommend this company. Thanks Zopa. Reviewed on: 14th January 2023

Brilliant

Is brilliant all around and I love it Reviewed on: 14th January 2023

Easy use

The Zopa app is great and helps me to manage my finances Reviewed on: 14th January 2023

A brilliant company

Easy to apply and quick to respond to any questions you ask them Reviewed on: 14th January 2023

Excellent customer experience

Zopa credit card and its associated app have helped me understand my credit profile. This in turn has helped me become more financially stable and mange my finances a lot better than I did in the past Reviewed on: 14th January 2023

A different kind of card

Where you are the most important thing to them not just making money from you. A tailored service, useful tools in app and just a great customer experience. Reviewed on: 14th January 2023

very good

very help full staff app easy to use Reviewed on: 14th January 2023

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