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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43291 reviews)

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4.94

Based on 43,291 reviews, last reviewed 8th Mar 2026

146200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app. Easy to use app. Biscuit account is brilliant Reviewed on: 8th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43291)

Good credit card

Clear and easy terms. Helpful and informative statements. Reviewed on: 14th January 2023

Excellent credit card

No hassle, no hidden fees, excellent credit card app, easy to understand all the norms. Reviewed on: 14th January 2023

Fantastic service

They offer the most outstanding service by far in the industry. Reviewed on: 14th January 2023

the best credit cards so far in UK

it makes life easy and better living ,also your money is protected,easy way to view your account ,online services plus alerts on your phone at any spending Reviewed on: 14th January 2023

First class service, would recommend.

Customer service was excellent. Reviewed on: 14th January 2023

Effectively straight forward

They are fast efficient straight up front and honest, exactly what it says on the tin Reviewed on: 14th January 2023

Amazing service and functionality

This card is the best for keeping track and repairing my credit the best Company and card going for poor credit Reviewed on: 14th January 2023

Assistance without profiteering

Gave me a credit card and loan at competitive rates and without charges for early repayment. Unlike my high st bank!! Reviewed on: 14th January 2023

Very simple to use

Very easy to use app, navigation simple and helps me to keep on top of payments and statements Reviewed on: 14th January 2023

Superb

No fuss and easy, Great app and traceability Reviewed on: 14th January 2023

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