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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

It's ELECTRYFYINGLY GOOD

Great Company. Providing a very Wonderful Experience. Reviewed on: 14th January 2023

Straightforward

Eas application process, good app Reviewed on: 14th January 2023

Good

Good all round service easy app to use Reviewed on: 14th January 2023

Easy to use

The card is easy to use and the customer services are helpful when needed Reviewed on: 14th January 2023

Brilliant easy service provider

Great online service, app is easy to use and straightforward Reviewed on: 14th January 2023

No nonsense

I’ve had the card for six months and it’s like a breath of fresh air! The money is there if you need it and I have over Christmas but the payments are affordable. You can also pay more when you have it. Reviewed on: 14th January 2023

Fantastic credit card

I have been with Zopa for a little while now and their credit card is fantastic and their website is very easy to use. Would highly recommend. Reviewed on: 14th January 2023

Great app

The app is great and offers so much. I have told a few of my family about zopa Reviewed on: 14th January 2023

Reliable and amazing

One of the most remarkable credit card providers on the market at present they are reliable and trustworthy and always there for you when you need them Reviewed on: 14th January 2023

Efficient

Helped when needed sorted out my needs not fuss no mess no complicated agreement Reviewed on: 14th January 2023

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