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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43286 reviews)

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4.94

Based on 43,286 reviews, last reviewed 8th Mar 2026

145950% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great servce for new customer. I am a new customer. My journey to get the card was smooth all the way till I received it within a short period of time. Most of the service is automa... Read more Reviewed on: 8th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43286)

It's very practical

Zopa lays it all out ...easy! It makes it easy to follow one's own credit spending. Reviewed on: 14th January 2023

Excellent card

I have had the card for quite a while and looking forward to a credit increase Reviewed on: 14th January 2023

Zopa credit card

Quick support and helpful updates. Highly recommend it Reviewed on: 14th January 2023

Amazing company

Always there when one needs that extra financial help! Reviewed on: 14th January 2023

If there was more stars I would have given more .

Excellent company , no more words needed !! Reviewed on: 14th January 2023

Stunning card

Very easy to use app keeps you on track best card ever Reviewed on: 14th January 2023

Best Banking Service I have used!

Zopa has a great app to use with a high end user interface which is very easy to use and navigate. Safe and secure banking with extra perks and features like budgeting tips, saving accounts, loans, car finance options and much more. So pleased I joined Zopa Reviewed on: 14th January 2023

Very useful apps

The apps is very easy to use and understand. Reviewed on: 14th January 2023

Highly recommended

I am very pleased with zopa. Excellent customer service.quick and prompt response.no mistakes,no hassle . Highly recommended. Elizabet C Reviewed on: 14th January 2023

Easy to apply

Got an answer within minutes of applying and the money almost straight after. Reviewed on: 14th January 2023

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