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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

500

Amazing and very good services easy follow Reviewed on: 14th January 2023

No hidden extras

Clear to understand products and costs Reviewed on: 14th January 2023

Easy and convenient

Had my card a while now. all the process of getting the card was quick and easy to do. The app is easy and convenient Reviewed on: 14th January 2023

Great, honest simple credit card with good IT

Does what it sez on the tin. Good IT, reasonable charges and just works! Keep it up. Reviewed on: 14th January 2023

Good service

Also received outstanding service Reviewed on: 14th January 2023

Simple and effective

Love my Zopa, so simple and easy! Reviewed on: 14th January 2023

Simply perfect!

From the application process through to managing my account monthly the whole process was slick, simple and customer centric. The app is great and I love the monthly borrowing power updates. Zopa have set a new standard in banking. Reviewed on: 14th January 2023

I'm very pleased and grateful for your service

Im very grateful and very pleased and for the service I got Reviewed on: 14th January 2023

great credit card

Application was easy and trouble free always informed when payment due Reviewed on: 14th January 2023

Great company

They are quick to deal with any issues regarding your card or items Reviewed on: 14th January 2023

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