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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43281 reviews)

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4.94

Based on 43,281 reviews, last reviewed 8th Mar 2026

145700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

clear ,precise,refreshing,clean.1 The layout is clear ,precise,refreshing,clean Reviewed on: 8th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43281)

Simple, quick and manageable

Online service is effortless, the rate is competitive. I’ve never had to call the once for anything. All I need is online and can self managed. Reviewed on: 14th January 2023

No.1.

Always there when you need them. Reviewed on: 14th January 2023

The best

Brilliant credit card company it's got brilliant offers and good car finance too Reviewed on: 14th January 2023

Very good

Very good service easy to deal wirh would recommend to Reviewed on: 14th January 2023

Credit card

Really easy to apply . I like the fact the app notifies you whenever the card has been used , and in the app they offer more services, very well presented app and very useful Reviewed on: 14th January 2023

Bad credit

This is the only company that would touch me with a credit card when I needed one as I have had a bad credit rating over the last few year's,but I've been working hard to improve and it's going up. Reviewed on: 14th January 2023

Flexible

Flexible, easy to use. Good customer service Reviewed on: 14th January 2023

Excellent lender

Highly recommended. Thankyou Zopa Reviewed on: 14th January 2023

Top card

Used the card to rebuild my credit score Reviewed on: 14th January 2023

Very good

I am use Zopa credit card.it’s very good Reviewed on: 13th January 2023

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

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Zopa: Credit card reviews

145700% increase in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Credit card now

Best credit card provider 2025

Zopa Credit card reviews (43281)

Simple, quick and manageable

No.1.

The best

Very good

Credit card

Bad credit

Flexible

Excellent lender

Top card

Very good

Review Zopa: Credit card now

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