Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

A brilliant company

Easy to apply and quick to respond to any questions you ask them Reviewed on: 14th January 2023

Excellent customer experience

Zopa credit card and its associated app have helped me understand my credit profile. This in turn has helped me become more financially stable and mange my finances a lot better than I did in the past Reviewed on: 14th January 2023

A different kind of card

Where you are the most important thing to them not just making money from you. A tailored service, useful tools in app and just a great customer experience. Reviewed on: 14th January 2023

very good

very help full staff app easy to use Reviewed on: 14th January 2023

It's ELECTRYFYINGLY GOOD

Great Company. Providing a very Wonderful Experience. Reviewed on: 14th January 2023

Straightforward

Eas application process, good app Reviewed on: 14th January 2023

Good

Good all round service easy app to use Reviewed on: 14th January 2023

Easy to use

The card is easy to use and the customer services are helpful when needed Reviewed on: 14th January 2023

Brilliant easy service provider

Great online service, app is easy to use and straightforward Reviewed on: 14th January 2023

No nonsense

I’ve had the card for six months and it’s like a breath of fresh air! The money is there if you need it and I have over Christmas but the payments are affordable. You can also pay more when you have it. Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clarity credit card
from Halifax 3.73 from 272 reviews
Credit builder card
from thimbl. 4.41 from 18 reviews
Credit card
from Debenhams 4.16 from 15 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub