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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great provider and customer service experience

Excellent communication and offers with a good range of accessible financial products. Reviewed on: 14th January 2023

Very good

Empathetic bank very professional and positive good at explaining things and great that they help more vulnerable people Reviewed on: 14th January 2023

very nice

amazing experience and yes ai recommended Reviewed on: 14th January 2023

Easy application quick decision

With not having a very high Credit Score it was lovely to find a card provider willing to offer a card. Reviewed on: 14th January 2023

Zopa anazing

Absolutely amazing easy to get easy to use always helpful Reviewed on: 14th January 2023

Brilliant card

Easy to use , low Apr, couldn't ask for more Reviewed on: 14th January 2023

Great company

Always had a great experience with Zopa and have been using them for years Reviewed on: 14th January 2023

Zopa card

No pressure to use easy repayment via app 5 star service Reviewed on: 14th January 2023

Good

Excellent service , will recommend to friends and family, Reviewed on: 14th January 2023

Very supportive and informative , always send a reminder in time.

I applied for Zopa credit Card last year and they have really helped. I am always reminded of my outstanding bills and when I changed my job and my pay date changed they were supportive. Zopa has been very supportive and I wish they win the award this year. Reviewed on: 14th January 2023

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