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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43275 reviews)

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4.94

Based on 43,275 reviews, last reviewed 7th Mar 2026

291100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa help me out alot because when no one would give... Zopa help me out alot because when no one would give me credit zopa did. Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43275)

Card has been great

For me it has great every time I have used it Reviewed on: 13th January 2023

Simple and easy

Easy way to control the amount each month. Reviewed on: 13th January 2023

Best credit card

Very good always Amazing card experience! And would recommend Zopa to friends/family’ Reviewed on: 13th January 2023

Easy to apply and set up

So far so good and they don’t let you have a credit limit which is beyond your means Reviewed on: 13th January 2023

Fits my need perfectly

Excellent support via the App. Card works reliably so you can depend on it. Brilliant for those wishing to improve their credit rating. Reviewed on: 13th January 2023

perfect credit card. low interest rates.

I'm so happy with the Zopa credit card. Low interest rate is the best thing that I could say about it. highly recommended. Reviewed on: 13th January 2023

1st class service

Straight forward easy to understand. App is user friendly. Well done zopa Reviewed on: 13th January 2023

faheem

really nice i like zopa Reviewed on: 13th January 2023

Great Credit Card

It has low interest rates and your money is credited instantly when paying your card bill. Reviewed on: 13th January 2023

Fantastic

Fantastic was accepted straight away Reviewed on: 13th January 2023

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