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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,264 reviews, last reviewed 7th Mar 2026
290000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Updates regularl the app easily updates Updates regularly the app easily updates Reviewed on: 7th March 2026
Yvonne Riddell's avatar
Yvonne Riddell

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43264)

Totally Fair

5
Amazing communication.. Great customer service Reviewed on: 13th January 2023
Sarah Reynolds 's avatar
Sarah Reynolds

Easy application

5
Very quick response ,card sent out very next day, Reviewed on: 13th January 2023
Mandy watson's avatar
Mandy watson

Has been very good

5
Has helped with building a better credit score Reviewed on: 13th January 2023
James White's avatar
James White

Credit card

5
Everything you need in a credit card with excellent customer service, would recommend if you looking for a good company for finance. Reviewed on: 13th January 2023
carl platt's avatar
carl platt

Fantastic

5
I applied got my credit card no hassle at all very easy to download on app and very easy manage Reviewed on: 13th January 2023
Edel 's avatar
Edel

My best mate

5
Everyone has a best friend at some point in their life. Mine right now is Zopa, always there when needed. Easy to use app makes life that little bit easier. Plus lower rates than most cards,makes Zopa a great choice. My best mate in my wallet. Thanks Zopa Reviewed on: 13th January 2023
Cliff's avatar
Cliff

Card

5
Great service made up with the intreast xx very good card xx Reviewed on: 13th January 2023
Kerry's avatar
Kerry

Top

5
Very good service topppppp I’m really happy Reviewed on: 13th January 2023
rafik29mahiout@yahoo.com's avatar
[email protected]

Lifesaver

5
When I needed credit for an emergency Zopa cane through and helped a lot. Highly recommend Reviewed on: 13th January 2023
Jay Lavender's avatar
Jay Lavender

Best company out there

5
Zopa is the best company out there very lovely people Reviewed on: 13th January 2023
David John's avatar
David John

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