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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Outstanding

Very happy with levels of service Reviewed on: 14th January 2023

Amazing

I was struggling to find extra money for Christmas. I was amazed how quick and easy it was to register thank you Zoopa Reviewed on: 14th January 2023

Fantastic credit provider for poor credit ratings

Zopa are a fantastic credit provider, I sadly have very poor credit caused by an ex wife. The app is so easy to use, easy to apply for and gives you great help tips on improving your credit Reviewed on: 14th January 2023

Best and most informative business

Very straight forward and you are kept informed every step of the way. No hidden expenses or fees and great service too. Reviewed on: 14th January 2023

Easy as 123

Very easy app to use and great service and response time to rectify any issues Reviewed on: 14th January 2023

Fantastic

Great company. Credit card app is so easy to use. Customer service is always spot on Reviewed on: 14th January 2023

Very Easy and Straightforward

All very easy and straightforward. No issues. Reviewed on: 14th January 2023

Not going to be keys for a few weeks or more than the rest of my time

Not what I meant to be doing for the next step in this role but I'm afraid I have to do it all again Reviewed on: 14th January 2023

Friendly and helpfull

I've found zopa friendly and helpful,no problem at all when applying for a loan or credit card, I'm never inundated with news of products etc,just a great company all round.Yes highly recommended. Reviewed on: 14th January 2023

Help people with a bad credit score

Good and easy app that is helpful. Contributes to poor credit score so gives people a chance to improve their score. Would highly recommend Reviewed on: 14th January 2023

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