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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Excellent company great communication and very sincere and genuine

I had a zope loan which has gone well and got offered a credit card i have found it really good to use important info and online alerts as well as easy to understand staements and payments. Reviewed on: 14th January 2023

Easy to manage

I like being able to manage my account through the app including freezing the card if I lose it. Reviewed on: 14th January 2023

Brilliant card offers

Zopa is brilliant if you want to build your credit rating! It's has helpt me get my credit score up to over 800. You can set credit limits so you can not over spend their customer service is perfect. Reviewed on: 14th January 2023

Stars say it all

Never had a problem with zopa just recently opened a boosted savings account with a great interest rate they have everything I need ,the app is so easy to use updates immediately When payment are made easy to follow accounts, highly recomended Reviewed on: 14th January 2023

Very happy

Great service , easy to sign up for, the app is easy to use Reviewed on: 14th January 2023

Amazing sensible smart banking

I have a credit and loan with Zopa and since I signed up with Zopa my finances have noticed drastically. Their support and easy sensible banking has made it easier to manage my debt and navigate the challenging current cost of living crisis really well. Everyone should sign up with Zopa. Reviewed on: 14th January 2023

Customer satifaction

Helpful keep you updated on your credit nothing is too much trouble Reviewed on: 14th January 2023

Top company

Top company very helpful and great communication Reviewed on: 14th January 2023

Such an easy process

Applied in minutes and got my card a few days later! Brilliant service. Reviewed on: 14th January 2023

Transparent, responsible and informative.

The Zopa app is easy to navigate. They keep you well informed with up to the minute news. My experience so far has been nothing but great, Reviewed on: 14th January 2023

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