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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,231 reviews, last reviewed 7th Mar 2026
286900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful service with some excellent products which I... Helpful service with some excellent products which I have taken advantage of such as current account and credit card. Competitive rates and easy to un... Read more Reviewed on: 7th March 2026
Matt N's avatar
Matt N

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43231)

Good service

5
I really enjoy using the app and it's easy to use it Reviewed on: 13th January 2023
Ismail Ide's avatar
Ismail Ide

Great customer service

5
When I needed something sorted out I rang customer service and they where straight on it and solved the problem in minutes Reviewed on: 13th January 2023
Stephen Atkins's avatar
Stephen Atkins

Good help

4
Its been great having my zopa credit card Reviewed on: 13th January 2023
Lloyd macdonald's avatar
Lloyd macdonald

Cheap Apr

5
Easy to use good app keep a watch an spending easy to assess Reviewed on: 13th January 2023
Linda martin 's avatar
Linda martin

Good service

5
Very good service and approving time Reviewed on: 13th January 2023
Ali rizi's avatar
Ali rizi

Great benefits

5
Excellent card with brilliant reward benefits Reviewed on: 13th January 2023
dmorrall@sky.com's avatar
[email protected]

Happy

5
I had a not so great credit rating but with the zopa credit card I'm starting to build my credit rating back up Reviewed on: 13th January 2023
Amy's avatar
Amy

Really good

5
Really good and use to easy apps thanks Reviewed on: 13th January 2023
Sawaran deep's avatar
Sawaran deep

Good service

5
All ways quick to answer the phone and don't have to go through a lot of different people to get the information you need Reviewed on: 13th January 2023
Colin Sayer's avatar
Colin Sayer

Excellent experience

5
Easy process, excellent customer experience Reviewed on: 13th January 2023
Roz's avatar
Roz

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