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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

EASY

Easy to set up! - Easy to use! - Easy to manage! Reviewed on: 14th January 2023

Credit card service

Intuitive app reasonable interest rates absolute pleasure to deal with best card I have had rarely use it but its there when I need to. They keep you updated and informed continuously highly recommend. Reviewed on: 14th January 2023

Easy to apply

The credit card is easy to apply for and the 0% and 6 months to pay off with no fee helps tremendously in this financial climate Reviewed on: 14th January 2023

Amanda

Great credit card Easy to use app for paying and any information you need to know Reviewed on: 14th January 2023

Fabulous

Fabulous credit card I've had a great experience from the start,I even lost my card recently and the replacement arrived so quickly! Reviewed on: 14th January 2023

Best

Very good I am happy to use this catd Reviewed on: 14th January 2023

100% recommend

At Zopa everything is easy from signing up to paying my monthly payments towards my credit card and if I ever need any advice they’re just one phone call away, Zopa provide so much more than just credit card services and I’ve already recommended Zopa to friends and family. Reviewed on: 14th January 2023

very good

I am very happy with the service Reviewed on: 14th January 2023

The best Credit Card Ever

Easy sign up, app is faultless,, everything in one place. A happy experience all round.Simply the best!!!! Reviewed on: 14th January 2023

Excellent customer service

I can't recommend this company enough. They gave me a chance to build my credit history back up and I've never missed a payment. And thanks to Zopa, my credit score has gone up. Reviewed on: 14th January 2023

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