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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,161 reviews, last reviewed 7th Mar 2026
280100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good credit card account. Really good credit card account. Get alerts when I’m nearing my limit, payment reminders. Good easy to use app. Reviewed on: 7th March 2026
Sara F's avatar
Sara F

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43161)

Highly recommend

4
Quick and easy to apply. Good customer support with live chat and a sensible credit limit Reviewed on: 13th January 2023
crystalmiddleton@hotmail.com's avatar
[email protected]

V v good.v nice

5
I want more update more money.please.thank you Reviewed on: 13th January 2023
KA MAN LEE's avatar
KA MAN LEE

Easy simple great app to enable management

5
Fare good security fare interest rate good for further building credit win win Reviewed on: 13th January 2023
Kathy Wimshurst's avatar
Kathy Wimshurst

Recommended

5
Totally recommend Zopa, easy application process, clear and concise app to help manage finances. Reviewed on: 13th January 2023
Stu cousins's avatar
Stu cousins

Good customer service

5
They have one of the best customer service around Reviewed on: 13th January 2023
Johnson Oyeniyi's avatar
Johnson Oyeniyi

Great service

5
Great service, everything you need from a credit card Reviewed on: 13th January 2023
A. Williams's avatar
A. Williams

I will recommend

5
They have good service and give you more info Reviewed on: 13th January 2023
Adesanya Aderinwale 's avatar
Adesanya Aderinwale

Small interest, Large credit amount offer

5
Very accessible apps and quick response Reviewed on: 13th January 2023
yadao_carmelita@yahoo.co.uk 's avatar
[email protected]

Credit card

5
Love my zopa credit it highly recommended zopa Reviewed on: 13th January 2023
Christine Flint 's avatar
Christine Flint

Exceptional service

5
Find Zopa do easy to approach and deal with. Service is fast efficient Reviewed on: 13th January 2023
David Simmons's avatar
David Simmons

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