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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43104 reviews)

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4.94

Based on 43,104 reviews, last reviewed 7th Mar 2026

274700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

the staff... are great Very helpful and friendly happy to help all the time with any problems i might have to help all the staff are great every time I need help Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43104)

Best and easiest credit card ever

Great card and very easy to manage repay and use where ever needed thanks zopa you great in every way Reviewed on: 13th January 2023

Friendly, easy to use & transparent providers

I love the visibility I get on my app. It’s so functional that I rarely need to even speak to anyone Reviewed on: 13th January 2023

Amazing company

Great Service and fantastic customer service, great app and easy to deal with. Reviewed on: 13th January 2023

Totally amazing credit company

Really good company really low charges and great customer service I think this is the best credit card company I have ever used Reviewed on: 13th January 2023

Great, easy, reliable, secure and professional

Great experience, great customer support, app is very easy and user friendly Reviewed on: 13th January 2023

Starting amount

I think they give you a good start payment to use Reviewed on: 13th January 2023

Brilliant

Excellent company who cares for they’re customers Reviewed on: 13th January 2023

Great card

Great card to use and access to online services easy to use Reviewed on: 13th January 2023

Effortless

Everything from application through to end use is effortless, quick and simple. Love the budgeting tools they have to help keep you on track making everything more transparent, nothing hidden Reviewed on: 13th January 2023

Top class bank

Ease of use and clear app to understand. Reviewed on: 13th January 2023

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