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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Customer satifaction

Helpful keep you updated on your credit nothing is too much trouble Reviewed on: 14th January 2023

Top company

Top company very helpful and great communication Reviewed on: 14th January 2023

Such an easy process

Applied in minutes and got my card a few days later! Brilliant service. Reviewed on: 14th January 2023

Transparent, responsible and informative.

The Zopa app is easy to navigate. They keep you well informed with up to the minute news. My experience so far has been nothing but great, Reviewed on: 14th January 2023

EASY

Easy to set up! - Easy to use! - Easy to manage! Reviewed on: 14th January 2023

Credit card service

Intuitive app reasonable interest rates absolute pleasure to deal with best card I have had rarely use it but its there when I need to. They keep you updated and informed continuously highly recommend. Reviewed on: 14th January 2023

Easy to apply

The credit card is easy to apply for and the 0% and 6 months to pay off with no fee helps tremendously in this financial climate Reviewed on: 14th January 2023

Amanda

Great credit card Easy to use app for paying and any information you need to know Reviewed on: 14th January 2023

Fabulous

Fabulous credit card I've had a great experience from the start,I even lost my card recently and the replacement arrived so quickly! Reviewed on: 14th January 2023

Best

Very good I am happy to use this catd Reviewed on: 14th January 2023

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