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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Card

Not a bad card, apr could be lower Reviewed on: 14th January 2023

Excellent!

Very easy and straight forward to apply and credit card sent quickly. No problems with either my loan or credit card. Reviewed on: 14th January 2023

Best credit card

Everything so easy, no problems at all Reviewed on: 14th January 2023

Great product

Fantastic customer services, always ready to help. Great product with 0% transfer availability. Reviewed on: 14th January 2023

Plain and simple credit card

Just plain and simple credit card with no hidden extras or nasty surprises Reviewed on: 14th January 2023

Credit Cards

Just great, fub coustomers Service , Reviewed on: 14th January 2023

A big support

Zopa helped me when no others would whilst I'm trying to rebuild my financial life. Quick, easy and efficient to use. Reviewed on: 14th January 2023

Brilliant

Brilliant service and amazing flexibility within. Easy to use app which is a bonus! Reviewed on: 14th January 2023

Excellent

With the cost of living and poor credit the card is a must Reviewed on: 14th January 2023

Great card

Easy to use and great to have I never go anywhere without it Reviewed on: 14th January 2023

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