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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43097 reviews)

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4.94

Based on 43,097 reviews, last reviewed 7th Mar 2026

274000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

They are very helpful and just at the end of a phone... They are very helpful and just at the end of a phone if you need them for any reason Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43097)

Excellent service

Excellent service, great experience and overall customer satisfaction Reviewed on: 13th January 2023

Amazing Credit Card Provider!

Quick and easy to apply! Trustworthy and no hidden fees! I have recommended to my friends family! Reviewed on: 13th January 2023

Excellent!

Zopa is an excellent credit card company. Polite, courteous and provide great financial advice. Reviewed on: 13th January 2023

Excellent no hassle

Great card got for use abroad no hassles, easy to use app Reviewed on: 13th January 2023

Excellent

Excellent and very quick application and answer and received card with in 2 days. The app is easy and is perfect Reviewed on: 13th January 2023

Great Credit Card!!!

An amazing credit card with many perks, one of my best yet! Reviewed on: 13th January 2023

Great card

Great card with a great app easy to use and understand Reviewed on: 13th January 2023

Great service

Quick easy application very helpful staff quick decision Reviewed on: 13th January 2023

Quick decision and Easy to manage

When I did a search online the Zopa card appeared. I clicked on it and it was so simple and easy to complete the application and I was given a quick decision! The app was easy to set up and I find it easy to manage my money on the app. I would highly recommend this card. Reviewed on: 13th January 2023

That's the one

Well it was a bit of a surprise and out of nowhere they came up and offered me credit card. Easy application and quick decision. Overall really good. Reviewed on: 13th January 2023

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