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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Brilliant service

Great communication, great product brilliant provider. Reviewed on: 14th January 2023

Excellent

Best credit card company ive ever had and a very easy card to use. Reviewed on: 14th January 2023

No complaints

Absolutely no complaints at all with my card easy to set up, no issues at all. The app is fantastic so I can keep control of what I’m spending absolutely no complaints Reviewed on: 14th January 2023

Best card I have

Easy too use with the app best cad I have Reviewed on: 14th January 2023

Zopa,there when you need them

Hassle free, on line account easy to use, and amend upcoming payments. Reviewed on: 14th January 2023

Card review

I was surprised how quick everything was sort out for me compare to previous experience with other companies easy to use very helpful and easy to use app Reviewed on: 14th January 2023

Very satisfied with the top class service

Brilliant service helpful and easy app Reviewed on: 14th January 2023

recommend to all

Brilliant customer service and great card with brilliant rates !! No charges abroad either !! Reviewed on: 14th January 2023

Value

Simple to use, app is amazing no hassle when applying Reviewed on: 14th January 2023

Poor Credit

Was really struggling over Christmas. Our workforce were on strike Zopa was a lifeline over Christmas Reviewed on: 14th January 2023

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