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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

100% recommend

At Zopa everything is easy from signing up to paying my monthly payments towards my credit card and if I ever need any advice they’re just one phone call away, Zopa provide so much more than just credit card services and I’ve already recommended Zopa to friends and family. Reviewed on: 14th January 2023

very good

I am very happy with the service Reviewed on: 14th January 2023

The best Credit Card Ever

Easy sign up, app is faultless,, everything in one place. A happy experience all round.Simply the best!!!! Reviewed on: 14th January 2023

Excellent customer service

I can't recommend this company enough. They gave me a chance to build my credit history back up and I've never missed a payment. And thanks to Zopa, my credit score has gone up. Reviewed on: 14th January 2023

Card

Not a bad card, apr could be lower Reviewed on: 14th January 2023

Excellent!

Very easy and straight forward to apply and credit card sent quickly. No problems with either my loan or credit card. Reviewed on: 14th January 2023

Best credit card

Everything so easy, no problems at all Reviewed on: 14th January 2023

Great product

Fantastic customer services, always ready to help. Great product with 0% transfer availability. Reviewed on: 14th January 2023

Plain and simple credit card

Just plain and simple credit card with no hidden extras or nasty surprises Reviewed on: 14th January 2023

Credit Cards

Just great, fub coustomers Service , Reviewed on: 14th January 2023

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