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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Excellent service

Enjoying all the benefits which comes with the card more than happy Reviewed on: 14th January 2023

Easy to use app

Easy to apply and easy to use, keeps you notified of ypur use Reviewed on: 14th January 2023

Brilliant service

Easy to apply. Easy to use. Great service all round Reviewed on: 14th January 2023

Easily manageable

Very easy to apply. Helped me get back ot track after a sticky patch Reviewed on: 14th January 2023

Satisfied customer

Completely satisfied with with the service of zopa and the interest rates Reviewed on: 14th January 2023

Outstanding performance in customer service

Zopa credit card is very helpful and the app is easy and straightforward to use. No hidden costs or fees on the card and very clear information on the statement Reviewed on: 14th January 2023

Great always good customer service

Great card customer service excellent would recommend Reviewed on: 14th January 2023

Very good service

Had 3 months interest free balance transfer Reviewed on: 14th January 2023

Easy and great rate

In a time of need zopa is a fantastic choice Reviewed on: 14th January 2023

great card, great APR for bad credit

great card would defo recommend. Reviewed on: 14th January 2023

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