Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

A big support

5
Zopa helped me when no others would whilst I'm trying to rebuild my financial life. Quick, easy and efficient to use. Reviewed on: 14th January 2023

Brilliant

5
Brilliant service and amazing flexibility within. Easy to use app which is a bonus! Reviewed on: 14th January 2023

Excellent

5
With the cost of living and poor credit the card is a must Reviewed on: 14th January 2023

Great card

5
Easy to use and great to have I never go anywhere without it Reviewed on: 14th January 2023

Brilliant service

5
Great communication, great product brilliant provider. Reviewed on: 14th January 2023

Excellent

5
Best credit card company ive ever had and a very easy card to use. Reviewed on: 14th January 2023

No complaints

5
Absolutely no complaints at all with my card easy to set up, no issues at all. The app is fantastic so I can keep control of what I’m spending absolutely no complaints Reviewed on: 14th January 2023

Best card I have

5
Easy too use with the app best cad I have Reviewed on: 14th January 2023

Zopa,there when you need them

5
Hassle free, on line account easy to use, and amend upcoming payments. Reviewed on: 14th January 2023

Card review

5
I was surprised how quick everything was sort out for me compare to previous experience with other companies easy to use very helpful and easy to use app Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products