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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 43,086 reviews, last reviewed 7th Mar 2026
272900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Card arrived quickly and the app is easy to navigate... Card arrived quickly and the app is easy to navigate so far good experience Reviewed on: 7th March 2026
Darren T's avatar
Darren T

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43086)

Help when needed

5
My credit rating was not good. Zopa allowed me a card when others refused. I wad going through a divorce and house move, their card allowed me to move home and restart my life. Reviewed on: 13th January 2023
GeorgeH's avatar
GeorgeH

Very Consumer Friendly Company

5
Since being with Zopa, I’ve had zero issues with them. Easy to apply for, easy to use app and frequent communications from them means I know of any changes quickly. Very happy customer Reviewed on: 13th January 2023
Rose Hooton's avatar
Rose Hooton

Good

5
Very good zona Reviewed on: 13th January 2023
Gruia Gheorghe 's avatar
Gruia Gheorghe

No problems no stress.

5
Never had a problem with Zopa. Great service 5 star from me Reviewed on: 13th January 2023
Kelvin's avatar
Kelvin

Really good

5
Really good low interest. I recommend so much. My whole family has an account Reviewed on: 13th January 2023
Eren Bayram's avatar
Eren Bayram

Excellent customer services

5
Had no issues with Zopa credit card always let you know when the statement out excellence service Reviewed on: 13th January 2023
Jalil's avatar
Jalil

Excellent App too!

5
Great app that accompanies the card, helps you keep control of usage. Reviewed on: 13th January 2023
paulybbmg@hotmail.com's avatar
[email protected]

Excellent credit card

5
I am using this credit card and it fantastic. Reviewed on: 13th January 2023
Munir Khairkhwa's avatar
Munir Khairkhwa

Excellence

5
So quick so friendly straight to the point all in all brillient Reviewed on: 13th January 2023
Gary hurst's avatar
Gary hurst

Brilliant

5
Brilliant ,easy to use card . Easy set up, and easy to use everything on the app Reviewed on: 13th January 2023
Chris Newman's avatar
Chris Newman

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