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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Good customer service

Help me with everything I needed Reviewed on: 14th January 2023

Zopa credit card review

Fantastic and easy to use and friendly customer service Reviewed on: 14th January 2023

Very helpful

Helping me build my credit score Reviewed on: 14th January 2023

Good card for ppl with poor credit

gave me a chance with poor credit and dont charge fees while abroad is perfect as other cards charge to use your card abroad, only downfall is that iv used the card for my needs and always paid card off in time, but still stuck on original card limit, but I'm hoping this will change in time. other than that small downfall, the card is perfect for my needs Reviewed on: 14th January 2023

Best credit card I ever used

Fast shipping and the app is so easy to use when you can track all your spending and view your statements Reviewed on: 14th January 2023

Great card, easy app, good value

Card has a good appearance, app is easy to navigate, great customer service and good value. The best card I’ve got Reviewed on: 14th January 2023

Fantastic credit card

Zopa has been easy to apply for and very helpful, would definitely recommend zopa to family and friends. Reviewed on: 14th January 2023

They have been great

They have been great from day one keep you updated with everything Reviewed on: 14th January 2023

Excellent

Fantastic in credit building and very impressive overall Reviewed on: 14th January 2023

Easy to manage, at a glance spending, borrowing power and advice. Love it!

All the information that I need is there. I can chose a credit cushion so don't need to worry about going over my limit. Advice is being offered regularly on how to improve my borrowing power and other available to me products. Fantastic! Reviewed on: 14th January 2023

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