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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,058 reviews, last reviewed 7th Mar 2026
270300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I struggled with credit for a long time. I struggled with credit for a long time. Zopa have been amazing and helped when no one else would. I definitely recommend you give them a try Reviewed on: 7th March 2026
Lorraine's avatar
Lorraine

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43058)

Great company

5
Since becoming a zopa customer my overall experience with the company and my credit card has been amazing and I have recommended zopa to several friends and family members. The zopa app is easy to use and I get regular updates regarding my account. Reviewed on: 13th January 2023
Jamie's avatar
Jamie

Good card for people with low Credit

4
Works, as any other normal credit works, and their app is amazing making managing finances quick and easy. Reviewed on: 13th January 2023
Ro's avatar
Ro

Excellent service

5
The only service to give me a chance to prove myself and build my scoring, great company and great choices . Have recommended to all my family Reviewed on: 13th January 2023
Jayne Sealey's avatar
Jayne Sealey

Perfect

5
Excellent service the app is easy to use you can’t go wrong Reviewed on: 13th January 2023
gary turner's avatar
gary turner

Amazing service

5
Amazing service Very helpful Quick and easy to apply for Reviewed on: 13th January 2023
Donna sandford's avatar
Donna sandford

Zopa credit card

5
When I had to go to the other side of the uk I couldn’t have got there and back without my Zopa card Reviewed on: 13th January 2023
Eric Buckley's avatar
Eric Buckley

Great card

5
Great card and the app is one of the best out there Reviewed on: 13th January 2023
Michael Stewart (MS)'s avatar
Michael Stewart (MS)

Great credit card company

5
Approved me really quickly for a credit card and the card was delivered within days. Easy to use app to track your spending and to pay your balance Reviewed on: 13th January 2023
Louise C's avatar
Louise C

Zopa credit card

5
Great product. Easy to use. Efficient. Reviewed on: 13th January 2023
Luke Usher 87's avatar
Luke Usher 87

Best Credit card provider

5
The interest is reasonable and application process is easier and straightforward. Reviewed on: 13th January 2023
Joshua Adebisi's avatar
Joshua Adebisi

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