Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (43027 reviews)

View other Zopa products

4.93

Based on 43,027 reviews, last reviewed 7th Mar 2026

267300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good credit card service Very good customer service and the app is really easy to use. Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43027)

No pressures and easy to apply.

Easy to apply and understands customer needs. Reviewed on: 13th January 2023

The Best

best credit card i ever had Thomas Reviewed on: 13th January 2023

Credit card

Responsible lenders , good communication. Highly recommended Reviewed on: 13th January 2023

Great customer service and support

Fantastic credit card, easy, simple and responsive. The customer service is truly top class Reviewed on: 13th January 2023

Professional

Zopa have been brilliant, very good customer service, keeps you updated if anything changes on your account, always solve any issues you have and do accommodate your requests. Reviewed on: 13th January 2023

Simply the best

You listened when nobody else would thankyou Reviewed on: 13th January 2023

Top card

Easy, no fuss card. Start you at a reasonable level but increase in line with the way you use your card. Use it sensibly and your limit could go up Reviewed on: 13th January 2023

Their services are great

Since I too the credit card,it is being a stress free journey. Reviewed on: 13th January 2023

One great card

I’ve just become a Zopa credit card customer and already finding out the Benefits especially the card app which has so much to offer and take care of your credit Reviewed on: 13th January 2023

Highly recommend

Very good very happy customer!!!! Reviewed on: 13th January 2023

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Alternative products

Credit card
from first direct 4.13 from 26 reviews
Credit card
from 118 118 Money 4.84 from 1103 reviews
Premier Credit Card
from HSBC 3.85 from 20 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

Zopa: Credit card reviews

267300% increase in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Credit card now

Best credit card provider 2025

Zopa Credit card reviews (43027)

No pressures and easy to apply.

The Best

Credit card

Great customer service and support

Professional

Simply the best

Top card

Their services are great

One great card

Highly recommend

Review Zopa: Credit card now

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024