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Zopa: Credit card reviews

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4.93
Based on 42,990 reviews, last reviewed 7th Mar 2026
263800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Brilliant Everything was dealt with without any hassle,fast to set up and explanations of everything as you went along. Reviewed on: 7th March 2026
Ella's avatar
Ella

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (42990)

Everything is so easy

5
I applied for a credit card to build up my credit score, the application was easy and rapid. My card was delivered very promptly. The app’s easy to use, shows up all your transactions, easy to make payments, can manage your card on it. No complaints here Reviewed on: 13th January 2023
Steven Howarth's avatar
Steven Howarth

Fantastic

5
The interest rate is reasonably okay Reviewed on: 13th January 2023
Ikechukwu Ezemba's avatar
Ikechukwu Ezemba

Great company easy online application and management of card

5
Great experience easy to use via the online app Reviewed on: 13th January 2023
juliemvassar@gmail.com's avatar
[email protected]

Zopa credit card

5
Being offered this card is a god send. Has really helped my household finance and the customer service is first rate Reviewed on: 13th January 2023
al doe's avatar
al doe

Great

5
Can’t get to use my card as can’t remember my details Reviewed on: 13th January 2023
Clive James's avatar
Clive James

Very easy to use

5
Great company, easy to get credit, can all be done online Reviewed on: 13th January 2023
Shell's avatar
Shell

Fast, reliable, trustworthy,

5
I got a credit card, it was fast to apply. I really feel happy with the choice I made going with zopa Reviewed on: 13th January 2023
Jay Tunesi's avatar
Jay Tunesi

Best Credit Card

5
Zopa have been great, the way they help manage my money and spending, Reviewed on: 13th January 2023
Debbie 's avatar
Debbie

Great

5
Nice credit card, easy to use, low fees and great credit limit. Reviewed on: 13th January 2023
Anonymous's avatar
Anonymous

Card

5
Very easy to apply and good to build credit score Reviewed on: 13th January 2023
Alan's avatar
Alan

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