Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,341 reviews, last reviewed 9th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026
Beverley 's avatar
Beverley

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44341)

Excellent service

5
Best card ever no interest for first month Reviewed on: 14th January 2023
Julie Todd's avatar
Julie Todd

Happy

5
I don’t have good credit but got a card of theses I’ve kept up with payments and they keep in touch with reviews of your credit Reviewed on: 14th January 2023
Carl Hogan's avatar
Carl Hogan

Will definitely recommend my friend to zupa

5
I would definitely recommend my Friends to Zupa . They were very nice very and accommodating.to me customer service was great Reviewed on: 14th January 2023
Godwin abah's avatar
Godwin abah

Excellent service

5
A excellent way to improve my credit score. Reviewed on: 14th January 2023
Luke's avatar
Luke

Speed and service

5
Fast payment processing and efficient customer service make this a great credit card provider. The online app is also very good Reviewed on: 14th January 2023
mark green's avatar
mark green

Excellent

5
The best one im so happy with it Reviewed on: 14th January 2023
samon241@hotmail.co.uk's avatar
[email protected]

Easy to use

5
The website & application was so easy to use. Reviewed on: 14th January 2023
Claire Dickens's avatar
Claire Dickens

Great card

5
Easy to use app and good all round customer service Reviewed on: 14th January 2023
Stephen's avatar
Stephen

Straight forward process

5
Straight forward process to apply and you always get provided with regular updates and notifications Reviewed on: 14th January 2023
Michelle Wilkinson's avatar
Michelle Wilkinson

Best ever

5
Best ever best ever best ever best Reviewed on: 14th January 2023
makhanjeetsingh@yahoo.com's avatar
[email protected]

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill