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Zopa: Credit card reviews

4.93
Based on 42,971 reviews, last reviewed 7th Mar 2026
262000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

It was all very clear the information was good and p... It was all very clear the information was good and precise. I felt I was well informed of the process. Reviewed on: 7th March 2026
Nasreen Iqbal's avatar
Nasreen Iqbal

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (42971)

Fantastic

5
Best card I ever used, easy and friendly Reviewed on: 13th January 2023

Brilliant credit card

5
Very good credit card and work well with me as a customer can't fault them at all first class Reviewed on: 13th January 2023

Simple and straightforward

5
Amazing and easy to use!! Can’t recommend highly enough!! Reviewed on: 13th January 2023

Helpful and honest

5
Great company who operate in a safe and honest manner Reviewed on: 13th January 2023

Easy to use there app

5
Easy to use there app not pushy Reviewed on: 13th January 2023

Great company, transparent and fair

5
Transparent company, super friendly staff, the app is great - especially when forgotten your pin! can't reccomend enough 10/10 Reviewed on: 13th January 2023

Fabulous

5
So helpfully they know how to help you Reviewed on: 13th January 2023

Excellent

5
Highly recommended for all... easy application quick approved...easy to use Reviewed on: 13th January 2023

Credit card of the year

5
Best credit card I have ever had Reviewed on: 13th January 2023

Fantastic credit card

5
Fantastic credit card and brilliant app. Card payments clear really quickly on the app, no waiting around! Reviewed on: 13th January 2023

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