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Zopa: Credit card reviews

4.94
Based on 43,500 reviews, last reviewed 22nd Mar 2026
156050% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026
Colin H's avatar
Colin H

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43500)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good service very application online easy

5
Good service application online easy Reviewed on: 15th January 2026

Good services

5
Applying was easy, the application took about 20 min. Never had any issues Reviewed on: 15th January 2026

Excellent Credit Card Provider.

5
Excellent Credit Card Provider. Been with them for months and the process of applying and there notification settings are fantastic. Reviewed on: 15th January 2026

Very good customer service and overall service from...

5
Very good customer service and overall service from them Reviewed on: 15th January 2026

Always had postive experoences with Zopa.

5
Always had postive experoences with Zopa. My number 1 credit card Reviewed on: 15th January 2026

I find the site easy to use and have no problems wit...

5
I find the site easy to use and have no problems with anything Reviewed on: 15th January 2026

ZOPA ARE ABSOLUTELY BRILLIANT AT GETTING PEOPLE BACK...

5
ZOPA ARE ABSOLUTELY BRILLIANT AT GETTING PEOPLE BACK ON TRACK WITH THERE CREDIT SCORE Reviewed on: 15th January 2026

Good and very useful to when I am in need

5
Good and very useful to when I am in need Reviewed on: 15th January 2026

Super easy

5
Super easy, uncomplicated and straightforward. Reviewed on: 15th January 2026

Great bank easy website site brilliant app very easy...

5
Great bank easy website site brilliant app very easy to keep up to date with your spending would highly recommend Reviewed on: 15th January 2026

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