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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Response

Very efficient and listen and good value Reviewed on: 15th January 2026

Everything is straight forward and easy

Everything is straight forward and easy Reviewed on: 15th January 2026

Helpful Company

Provided a credit card facility, when few others did Reviewed on: 15th January 2026

An excellent card for building good credit.

An excellent card for building a credit score. I had to contact customer ser Reviewed on: 15th January 2026

Excellent starting limit very easy everything straig...

Excellent starting limit very easy everything straight forward great service Reviewed on: 15th January 2026

Always quick to respond and helpful

Always quick to respond and helpful Reviewed on: 15th January 2026

Zopa gives me the control

Zopa always let's me know with a text evertime I purchase and also with my remaining credit balance which I find so handy as it keeps you in control of your spending,would highly recommend Zopa to anyone Reviewed on: 15th January 2026

easy to apply for, and great service

easy to apply for, and great service Reviewed on: 15th January 2026

Zopa credit card

Easy to use the app is very easy Reviewed on: 15th January 2026

Great Credit Card

Easy application process and easy to use app to manage my account. Reviewed on: 15th January 2026

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