Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

recommend to all

Brilliant customer service and great card with brilliant rates !! No charges abroad either !! Reviewed on: 14th January 2023

Value

Simple to use, app is amazing no hassle when applying Reviewed on: 14th January 2023

Poor Credit

Was really struggling over Christmas. Our workforce were on strike Zopa was a lifeline over Christmas Reviewed on: 14th January 2023

Excellent service

Enjoying all the benefits which comes with the card more than happy Reviewed on: 14th January 2023

Easy to use app

Easy to apply and easy to use, keeps you notified of ypur use Reviewed on: 14th January 2023

Brilliant service

Easy to apply. Easy to use. Great service all round Reviewed on: 14th January 2023

Easily manageable

Very easy to apply. Helped me get back ot track after a sticky patch Reviewed on: 14th January 2023

Satisfied customer

Completely satisfied with with the service of zopa and the interest rates Reviewed on: 14th January 2023

Outstanding performance in customer service

Zopa credit card is very helpful and the app is easy and straightforward to use. No hidden costs or fees on the card and very clear information on the statement Reviewed on: 14th January 2023

Great always good customer service

Great card customer service excellent would recommend Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Opus Credit Card
from NewDay 4.04 from 3 reviews
Gold Credit Card
from American Express 4.51 from 25 reviews
Credit Builder
from Chime 0.00 from 0 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub