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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Perfect

Very easy to set up and very good all in all Reviewed on: 14th January 2023

Great card

This card has been easy to use and never had a problem with it. Reviewed on: 14th January 2023

Great service fast respone

Great customer service fast payments Reviewed on: 14th January 2023

Helps to manage your money

Instant transaction notification and the fact that you can pay off the balance via the app pretty much the next day is a god send. No more waiting for 4 days for the transaction to clear before I can pay any balance. Reviewed on: 14th January 2023

Excellent card

Dope is great card and help is always there I always enjoy my card Reviewed on: 14th January 2023

Great company for credit card

Easy to apply an app to help monitor ur account Reviewed on: 14th January 2023

Straightforward, no fuss

It was simple to set up. Payments are credited to account instantly. Decent app Reviewed on: 14th January 2023

Easy and perfect in time.

ZOPA help me when l need help. Thank you ZOPA for your support and for your professional attitude. Reviewed on: 14th January 2023

Brilliant service

Take care of your limite sister you can afford payments Reviewed on: 14th January 2023

Excellent

I’ve enjoyed using the Credit Card Reviewed on: 14th January 2023

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