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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Excellent

5
5 stars very friendly and helpful Reviewed on: 13th January 2023
crowncafe88@hotmail.com's avatar
[email protected]

Great company

5
I am very happy with the service Reviewed on: 13th January 2023
Cherelle's avatar
Cherelle

Great card

5
Please increase minimum limit to 500 Reviewed on: 13th January 2023
Tawhid- An- Noor's avatar
Tawhid- An- Noor

Great Service

5
I have a credit card with Zopa, the customer service is great and the App and website easy to use and navigate, always help on hand if needed, would recommend to everyone Reviewed on: 13th January 2023
JOHN's avatar
JOHN

Does everything right

5
Well made app which is easy to use, no hidden fees, useful info on other services and updates on how your credit is improving with help to improve Reviewed on: 13th January 2023
Spikester's avatar
Spikester

Smooth application

5
The application was smooth & not difficult which can be abit daunting when applying. Accepted fasted & money in my bank within hours. Perfect Reviewed on: 13th January 2023
Dane's avatar
Dane

Excellent

5
Very quick to apply and easy to use app. Reviewed on: 13th January 2023
dazrhill@icloud.com's avatar
[email protected]

Very efficient

5
Fast and secure application and fast acceptance. The app is amazing and easy to use. Reviewed on: 13th January 2023
Simon's avatar
Simon

Good credit card

5
Credit score boost up, control expenses Reviewed on: 13th January 2023
seiyadu Ansary's avatar
seiyadu Ansary

Great

5
Iv had had my card for a little while now the app is very intuitive and easy to navigate Reviewed on: 13th January 2023
Craig Shmit's avatar
Craig Shmit

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