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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Credit card borrowing

Zopa have made me to realise that I could have a credit card and use it sensibly for my everyday shopping needs. Once I understand that I could consolidate my debts with Zopa helping out I am delighted with the state my financial health now is at. Well done to Zopa for having my back. Reviewed on: 14th January 2023

They don't offer more than you can afford,they always keep you up to date on your account.

I have a bad credit rating,they help me to get my rating up with support,and understanding. Reviewed on: 14th January 2023

Very nice and easy to use

Totally recommend this product to anyone who needs an extra money in the pocket Reviewed on: 14th January 2023

Very good

All ways helpful and there for you and easy to understand Reviewed on: 14th January 2023

Great company

Show customers care and look afer there customers are kept informed throughout. Reviewed on: 14th January 2023

Cheap for repayment

Monthly charges are very much affordable Reviewed on: 14th January 2023

Excellent customer service

Good interest rates, excellent customer service, easy to use app Reviewed on: 14th January 2023

All round great experience

Good interest rates. Easy management of credit card through the app. Good communication from Zopa. Reviewed on: 14th January 2023

Wery good

Good Credit card and company Reviewed on: 14th January 2023

zoperb

Overall use of credit card is good. App is easy to use. Reviewed on: 14th January 2023

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