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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

First rate

From start to finish easy to apply Reviewed on: 13th January 2023

Great card and services

I've used Zopa card for a while now, and it's been brilliant. No problems. They take card security and fraud very seriously. I will recommend them to anyone including my family. Reviewed on: 13th January 2023

Honest and reliable

My credit score wasn't great but zopa took me on and have helped me boost my credit score massively. With regular reports and online tips I think Zopa is excellent. I recommend them highly if you've had problems in the past and want to kick-start your credit. Reviewed on: 13th January 2023

Very friendly,easy to use. Up-to-date

I find thecard easy to use . Easy to repay . Fast at updating account. Reviewed on: 13th January 2023

Best credit card company to deal with very reliable and answer your questions

A was struggling with my credit for while so a turned to see if zopa can help bingo a got accepted and they have given me tips and advice how to manage my credit 5 Reviewed on: 13th January 2023

Best Credit card

Zopa is a credit card that is very easy to use and would definitely recommend. Reviewed on: 13th January 2023

Zopa credit card

Easy to use not to high credit limit so you can control it Reviewed on: 13th January 2023

Great help

Good customer relations and helpful when needed Reviewed on: 13th January 2023

Olegs rukuts

Good easy,nice,simple, and no problem Reviewed on: 13th January 2023

Love this card...made my life easier

I have a credit card with zopa and got this to rebuild my credit...its easy to keep track of my spending, and payments as they register withing hours once I've made a payment against my balance...fab card, fab company Reviewed on: 13th January 2023

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