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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

The best card ever

Only zopa Help you always ! Don't wait just try Reviewed on: 14th January 2023

A company with people at their heart

Zopa are a company who gave me the chance to build or repair my credit status by giving me a realistic credit level and o.n the occasions I have contacted them.their customer service team have been top notch Reviewed on: 14th January 2023

LIFE SAVER

One of the best credit builder card it has helped me back on track can't thank them enough Reviewed on: 14th January 2023

Giving me the chance

Zopa gave me the opportunity to improve my credit rating and are there to help me when I need it Reviewed on: 14th January 2023

Very helpful

Helped me when I needed it when my credit wasn't rating wasn't very good. Reviewed on: 14th January 2023

Helpful service

Zopa are a fantastic company. The customer service is excellent and the app is extremely easy to use and accessible. I would highly recommend their credit card. Reviewed on: 14th January 2023

Great

It was easy to apply for am pleased with it Reviewed on: 14th January 2023

Excellent service

Very good credit card .and great app also. Reviewed on: 14th January 2023

Best bank all round

See to use app. quick and reliable Reviewed on: 14th January 2023

The card is really good

Really easy to use and easy to put money back on it Reviewed on: 14th January 2023

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