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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Awesome

Awesome card and easy to use app Reviewed on: 14th January 2023

Great credit card

Really easy to use and good App with plenty of support would highly recommend Reviewed on: 14th January 2023

Easy credit

I find the card useful and easy to use. Reviewed on: 14th January 2023

Overall fantastic

Very happy with the card, app and service. Usefully tools to help also Reviewed on: 14th January 2023

Helped when needed

I needed a little help quickly and Zopa came to my rescue immediately. Sure easy application and I had the Credit card to help with my needs. Highly recommended this company. Reviewed on: 14th January 2023

Fantastic

Fantastic customer service and online account really easy to use Reviewed on: 14th January 2023

cracking credit card

when you find your past credit history not the best zopa try to be fair when offering a credit card I would recommend this card to anyone wanting to rebuild their credit history Reviewed on: 14th January 2023

Fantastic credit

This company are really good always someone to help when needed good customer care. Reviewed on: 14th January 2023

Friendly app and customer service

Always felt valued. Secure app and great customer service. Reviewed on: 14th January 2023

Excellent

Easy and fast to use. Nice low credit. Not forced to a credit increase Reviewed on: 14th January 2023

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