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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Brilliant

Very easy process interest is low and easy to use app Reviewed on: 13th January 2023

Awesomeness

Over the tears I have used many different types of credit and credit cards and no company matches up to the awesomeness of zopa Reviewed on: 13th January 2023

Credit card

Easy to apply and good rates and easy to use the app Reviewed on: 13th January 2023

Excellent service

Never had a problem fast friendly cannot fault service Reviewed on: 13th January 2023

First Class

Only had to contact customer Services once and that was sorted straight away but what I like best about Zopa is that when you make a payment to your account it doesn't take 3-5 working days to show on your account, it's instant.... Reviewed on: 13th January 2023

Excellent service and made easy!!

I wanted to rebuild my credit and this was the perfect option for me. Reviewed on: 13th January 2023

Reliable and Reassuring

From the moment of application to the delivery of my card the whole process was easy simple. The app is user friendly and communication with the Zopa advisers is efficient and friendly. I found them to be very helpful and knowledgable. Reviewed on: 13th January 2023

It's distinctive and easy to use

Thank you, I will tell my friends about it Reviewed on: 13th January 2023

Zopa credit card

Excellent service a pleasure to deal with. Reviewed on: 13th January 2023

Excellent

Smooth and easy experience. I highly recommend. Reviewed on: 13th January 2023

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