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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

LIFE SAVER

One of the best credit builder card it has helped me back on track can't thank them enough Reviewed on: 14th January 2023

Giving me the chance

Zopa gave me the opportunity to improve my credit rating and are there to help me when I need it Reviewed on: 14th January 2023

Very helpful

Helped me when I needed it when my credit wasn't rating wasn't very good. Reviewed on: 14th January 2023

Helpful service

Zopa are a fantastic company. The customer service is excellent and the app is extremely easy to use and accessible. I would highly recommend their credit card. Reviewed on: 14th January 2023

Great

It was easy to apply for am pleased with it Reviewed on: 14th January 2023

Excellent service

Very good credit card .and great app also. Reviewed on: 14th January 2023

Best bank all round

See to use app. quick and reliable Reviewed on: 14th January 2023

The card is really good

Really easy to use and easy to put money back on it Reviewed on: 14th January 2023

Good customer service, flexibility, ready to assist , no hidden charges,

I was supported a great deal when I ran into issues. I experienced friendly customer service, ready to assist and support Reviewed on: 14th January 2023

Inclusive and Transparent

when you’ve been turned away everywhere else, it’s refreshing to have an opportunity to build your credit like everyone else. They give you a reasonable starting credit limit and show you everything. It’s really easy to track your progress and edit things like your payment and statement dates. Reviewed on: 14th January 2023

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