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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing and Easy to used and safe

Easy to used and safe and great to recommend to my family and friends Reviewed on: 14th January 2023

Great service

No issues, great service. Easy to use & understand Reviewed on: 14th January 2023

Excellent service

Never had a problem great product Reviewed on: 14th January 2023

Great card

A great app with lots of help and advice options Reviewed on: 14th January 2023

One of the most convenient

Awesome card ,exactly what I need in my financial difficulties Reviewed on: 14th January 2023

Fast and efficient

I recently applied for a credit with Zopa, I found the process to be quick, efficient and my whole application was completed in minutes, brilliant. Reviewed on: 14th January 2023

Best credit card company

Easiest and the least stress I've had with a credit card! Reviewed on: 14th January 2023

Best

I've had this credit card about 6 months very good Apr and easy to setup on my app Reviewed on: 14th January 2023

Fantastic

Fantastic credit card. Terms are simple to understand everything well explained. The app is fantastic. Reviewed on: 14th January 2023

Zopa review

Excellent service easy to use app Reviewed on: 14th January 2023

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