Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

View other Zopa products

4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Am really enjoying there service

Have never have problem using my card and they have been increasing my credit limit time to time Reviewed on: 13th January 2023

Easy to use. recommended

Gave me credit when my credit score was low, helped me build credit back up. easy to use with the app and the freeze feature. Reviewed on: 13th January 2023

Easy to access and brilliant fir credit building

I can easily follow the app and contact people easily and they respond quickly if I have BBC any questions . Reviewed on: 13th January 2023

Zopa credit card

I find Zopa customer services very helpful can’t fault the card easy to use I would definitely recommend them Thank you Chris Reviewed on: 13th January 2023

Fast easy trustworthy

Fast and easy application process. Everything up front and no hidden fees or charges. Would trust and happily recommend to family and friends Reviewed on: 13th January 2023

always available

always available, to find out about new products. Reviewed on: 13th January 2023

Credit card

Zopa is very good easy to pay on the app an stay in control of your spending .I would definitely recommend to friends and family Reviewed on: 13th January 2023

Excellent

I am satisfied with the card. I was able to borrow and repay on time Reviewed on: 13th January 2023

Totally Awesome

1 class experience from start to end Reviewed on: 13th January 2023

Love zopa

Have no problems with zopa easy to manage my account via the app would recomend them to anyone A++ Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Cashback Credit Card
from American Express 4.57 from 69 reviews
Select Credit Card
from Nationwide 3.63 from 10 reviews
Credit card
from PayPal 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5804 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub