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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44341 reviews)

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4.94

Based on 44,341 reviews, last reviewed 9th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44341)

Easy, helpful efficient

Easy to apply for, great communication simple to use Reviewed on: 14th January 2023

Absolutely brilliant

Absolutely excellent and payments good Reviewed on: 14th January 2023

Low credit rating

I have a very low credit rating. My Zopa credit card is helping me to get better credit ratings Reviewed on: 14th January 2023

Absolutely fantastic and rewarding

Since I have had my credit card it has given me greater freedom and security..with the added bonus of always paying my bill a credit increase was obtained giving me even more flexibility I also have a loan with zopa so wining the £1000 prize would help pay some of it off Reviewed on: 14th January 2023

Great card great customer service

Very helpful when I used my card and my product didn't arrive they helped me get my money back no fuss and very helpful Reviewed on: 14th January 2023

Great credit card

Easy to use, low interest, easy to pay off Reviewed on: 14th January 2023

Satisfaction

Great service, app is friendly and easy to use. Reviewed on: 14th January 2023

Amazing and Easy to used and safe

Easy to used and safe and great to recommend to my family and friends Reviewed on: 14th January 2023

Great service

No issues, great service. Easy to use & understand Reviewed on: 14th January 2023

Excellent service

Never had a problem great product Reviewed on: 14th January 2023

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