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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

My views

4
It is a good start up credit card for bad credit Reviewed on: 13th January 2023
Mudassar aziz's avatar
Mudassar aziz

Easy to use

5
Easy and apr is good when I check my balance it show and when I use only it asks for the last payment and the payment clears the same day Reviewed on: 13th January 2023
Joseph's avatar
Joseph

Great service

4
Easy to apply great service app friendly Reviewed on: 13th January 2023
Tracy's avatar
Tracy

A trustworthy company

5
Easy to use the application, you are getting informed very well about your account and offers Reviewed on: 13th January 2023
Claudiu 's avatar
Claudiu

Good

5
I am satisfied with the zopa credit card company because they are fine as far as customers are concerned I am very satisfied Reviewed on: 13th January 2023
artur kwiatek's avatar
artur kwiatek

Easy to manage

5
I like this card it's easy to manage and when you pay money off it comes off straight away Reviewed on: 13th January 2023
John Pickering 's avatar
John Pickering

Fantastic service

5
Fantastic company to deal with very helpful and efficient service Reviewed on: 13th January 2023
Al C's avatar
Al C

Good

5
Very good card. I have been using their services for two years. Reviewed on: 13th January 2023
Ivelina's avatar
Ivelina

Amazing!

5
I am so happy with my Zopa card, the app on my mobile is so easy to use, keeps up to date on all activity so I know exactly where I am in the usage of my card. I am so impressed that when I may a payment it shows instantly on my app. Great card to recommend to friends. Colleagues and family. Reviewed on: 13th January 2023
Tracey Meakings's avatar
Tracey Meakings

Best company

5
Sticks by you when others turn their backs Reviewed on: 13th January 2023
Damien fox's avatar
Damien fox

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