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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great company!

Easy to use app! Plenty of information at my fingertips which help me manage my card. Zopa are open and honest! Reviewed on: 13th January 2023

Best Card

I have got Zopa Credit card since few months and I have got very good experience with this card. Reviewed on: 13th January 2023

Brilliant company also there for me

Wonderful company, cant do enough fir you Reviewed on: 13th January 2023

Very good

Never had a problem absolutely brilliant Reviewed on: 13th January 2023

Great company to be involved with, card was sent out very quickly and efficiently

Been a great card to have, helped me through Christmas holidays and gives me a bit more security knowing I have it in my wallet with me always Reviewed on: 13th January 2023

Perfect

Fees are very reasonable, repaying balance or part balance is really easy and amount cones off balance immediately. Card has never failed me. Reviewed on: 13th January 2023

Best for service

Zopa are by far the easiest credit company to apply for and deal with in general, staff are really friendly and supportive. Definitely recommend this company Reviewed on: 13th January 2023

Great card

Great card easy to use and simple app to use and get around with Reviewed on: 13th January 2023

Excellent

Quick, easy and reliable service from Zopa Reviewed on: 13th January 2023

Great

Great card gave me the credit I needed when I needed it Reviewed on: 13th January 2023

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