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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great card

Easy to use app and good all round customer service Reviewed on: 14th January 2023

Straight forward process

Straight forward process to apply and you always get provided with regular updates and notifications Reviewed on: 14th January 2023

Best ever

Best ever best ever best ever best Reviewed on: 14th January 2023

I love the Zopa Card

I enjoy using the Zopa card. Excellent for top ups. Reviewed on: 14th January 2023

There are the best

Reliable fast service does not leave you in a difficult situation, it is there for you when you need it. Thank you very much zopa Reviewed on: 14th January 2023

Amazing card to have

Really good card, rates, customer service :) must have if wanted a credit card with no stress Reviewed on: 14th January 2023

Really good credit card

Good service and really easy to use. Reviewed on: 14th January 2023

Great product

Great product and customer service Reviewed on: 14th January 2023

Best credit card ever

Best credit card ever. Amazing customer service,very easy to using a payment app.Reminder of payment coming on time.Highly recommended! Reviewed on: 14th January 2023

My Zopa

Excellent service and rates. Timely reminders. Reviewed on: 14th January 2023

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