Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 42,870 reviews, last reviewed 6th Mar 2026
252700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the texts telling me when payments have been ta... Love the texts telling me when payments have been taken and reminders of monthly payment Reviewed on: 6th March 2026
Sharron M's avatar
Sharron M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (42870)

Simple clear management

5
The product was simple to apply for and manage . With a easy to use app that keeps you in control Reviewed on: 13th January 2023

A brilliant card that is well managed and with manageable limits

5
Nothing but joy and pride to have a Zopa credit card Reviewed on: 13th January 2023

Card

5
Very happy with them and the support they give Reviewed on: 13th January 2023

Transparent and easy

5
It's a great services that easily puts you in control. Reviewed on: 13th January 2023

Customer friendly.

5
Zopa provides an efficient financial product in my view with Apps easy to manage, use. Reviewed on: 13th January 2023

Fantastic card

5
Its a great card very handy for funds until pay day. Reviewed on: 13th January 2023

Very good

5
Helped me a lot very good to be with thanks Reviewed on: 13th January 2023

great app simple and safe

5
offers exactly what you want for todays payment systems Reviewed on: 13th January 2023

Easy to use

5
Smooth experience and easy to use credit card Reviewed on: 13th January 2023

Easy & helpful

5
Stress free, helpful, friendly. Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1486 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5845 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7726 reviews
    Zopa
    View all products