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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

zoperb

Overall use of credit card is good. App is easy to use. Reviewed on: 14th January 2023

Perfect

Very easy to set up and very good all in all Reviewed on: 14th January 2023

Great card

This card has been easy to use and never had a problem with it. Reviewed on: 14th January 2023

Great service fast respone

Great customer service fast payments Reviewed on: 14th January 2023

Helps to manage your money

Instant transaction notification and the fact that you can pay off the balance via the app pretty much the next day is a god send. No more waiting for 4 days for the transaction to clear before I can pay any balance. Reviewed on: 14th January 2023

Excellent card

Dope is great card and help is always there I always enjoy my card Reviewed on: 14th January 2023

Great company for credit card

Easy to apply an app to help monitor ur account Reviewed on: 14th January 2023

Straightforward, no fuss

It was simple to set up. Payments are credited to account instantly. Decent app Reviewed on: 14th January 2023

Easy and perfect in time.

ZOPA help me when l need help. Thank you ZOPA for your support and for your professional attitude. Reviewed on: 14th January 2023

Brilliant service

Take care of your limite sister you can afford payments Reviewed on: 14th January 2023

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