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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very simple to understand no problems

Very simple to understand no problems Reviewed on: 15th January 2026

Easy application and fast answer, easy app to work v...

Easy application and fast answer, easy app to work very clear to read Reviewed on: 15th January 2026

Easy to use

Everything is clear and easy and straightforward. I would definitely recommend Zopa to friends and family about my experience up to now which has been better than any other credit card company I’ve dealt with before Reviewed on: 15th January 2026

I just think it is a really good service my card

I just think it is a really good service Reviewed on: 15th January 2026

So easy to deal with everything...

Zopa are efficient and easy to deal with everything at the touch of a button Reviewed on: 15th January 2026

Zopa is simple to use & the app is easy to use, seem...

Zopa is simple to use & the app is easy to use, seems good value too. Reviewed on: 15th January 2026

Zopa have been very helpful and do not let me get in...

Zopa have been very helpful and do not let me get in debt Reviewed on: 15th January 2026

A good provider

Good communication and very clear information provided through their app. They also have a range of products on offer, that are easy to find. Reviewed on: 15th January 2026

I think its the best credit card ive ever had

I think its the best credit card ive ever had Reviewed on: 15th January 2026

Always willing to help great customer service

Always willing to help great customer service Reviewed on: 15th January 2026

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